Plaid API Changelog

Fintech

Plaid's banking data API — accounts, transactions, auth, identity and payment initiation.

Plaid docs ↗Official OpenAPI spec ↗Last checked Nov 8, 20266 changes tracked

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Change history

Rebuilt automatically from the official OpenAPI spec. Every entry is a real diff — nothing is hand-written.

version 2020-09-14_1.792.1 → 2020-09-14_1.799.0

Change	Type	Severity	Why it matters
`POST /asset_report/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].transactions[].credit_category.primary": false → true
`POST /asset_report/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].transactions[].credit_category.detailed": false → true
`POST /asset_report/audit_copy/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].transactions[].credit_category.primary": false → true
`POST /asset_report/audit_copy/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].transactions[].credit_category.detailed": false → true
`POST /cra/monitoring_insights/get`	response 200 nullable changed	Breaking	Response 200 field "items[].accounts[].transactions[].credit_category.primary": false → true
`POST /cra/monitoring_insights/get`	response 200 nullable changed	Breaking	Response 200 field "items[].accounts[].transactions[].credit_category.detailed": false → true
`POST /cra/monitoring_insights/get`	response 200 property removed	Potential	Response 200 field "items[].accounts[].investments": Removed (was optional)
`POST /cra/check_report/base_report/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].transactions[].credit_category.primary": false → true
`POST /cra/check_report/base_report/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].transactions[].credit_category.detailed": false → true
`POST /cra/check_report/base_report/get`	response 200 property removed	Potential	Response 200 field "report.items[].accounts[].investments": Removed (was optional)
`POST /cra/check_report/verification/get`	response 200 nullable changed	Breaking	Response 200 field "report.voa.items[].accounts[].transactions_insights.all_transactions[].credit_category.primary": false → true
`POST /cra/check_report/verification/get`	response 200 nullable changed	Breaking	Response 200 field "report.voa.items[].accounts[].transactions_insights.all_transactions[].credit_category.detailed": false → true
`POST /cra/report/get`	response 200 nullable changed	Breaking	Response 200 field "report.products[].oneOf[6].items[].accounts[].transactions[].credit_category.primary": false → true
`POST /cra/report/get`	response 200 nullable changed	Breaking	Response 200 field "report.products[].oneOf[6].items[].accounts[].transactions[].credit_category.detailed": false → true
`POST /cashflow_report/get`	response 200 nullable changed	Breaking	Response 200 field "transactions[].credit_category.primary": false → true
`POST /cashflow_report/get`	response 200 nullable changed	Breaking	Response 200 field "transactions[].credit_category.detailed": false → true
`POST /cashflow_report/transactions/get`	response 200 nullable changed	Breaking	Response 200 field "transactions[].credit_category.primary": false → true
`POST /cashflow_report/transactions/get`	response 200 nullable changed	Breaking	Response 200 field "transactions[].credit_category.detailed": false → true
`POST /institutions/get`	response 200 required added	OK	Response 200 field "institutions[].status": Became required: item_logins
`POST /institutions/get`	response 200 nullable changed	Breaking	Response 200 field "institutions[].status.health_incidents[].incident_updates": false → true
`POST /institutions/search`	response 200 required added	OK	Response 200 field "institutions[].status": Became required: item_logins
`POST /institutions/search`	response 200 nullable changed	Breaking	Response 200 field "institutions[].status.health_incidents[].incident_updates": false → true
`POST /institutions/get_by_id`	response 200 required added	OK	Response 200 field "institution.status": Became required: item_logins
`POST /institutions/get_by_id`	response 200 nullable changed	Breaking	Response 200 field "institution.status.health_incidents[].incident_updates": false → true
`POST /business_verification/get`	response 200 new required property	OK	Response 200 field "(root)": New required property: business_verification
`POST /business_verification/get`	response 200 required removed	Potential	Response 200 field "(root)": No longer required: kyb_check
`POST /business_verification/get`	response 200 new required property	OK	Response 200 field "search_terms": New required property: tin, officers
`POST /business_verification/get`	response 200 property added	OK	Response 200 field "search_terms.tin": Added (required)
`POST /business_verification/get`	response 200 property added	OK	Response 200 field "search_terms.officers": Added (required)
`POST /business_verification/get`	response 200 property removed	Breaking	Response 200 field "kyb_check": Removed (was required)
`POST /business_verification/get`	response 200 nullable changed	Breaking	Response 200 field "digital_presence_check.website_analysis.website_build_status": false → true
`POST /business_verification/get`	response 200 enum values added	Potential	Response 200 field "digital_presence_check.website_analysis.website_build_status": Added: null
`POST /business_verification/get`	response 200 property added	OK	Response 200 field "business_verification": Added (required)
`POST /business_verification/create`	request body required added	Breaking	Became required: business
`POST /business_verification/create`	request body nullable changed	Breaking	true → false
`POST /business_verification/create`	request body required added	Breaking	Became required: name, address
`POST /business_verification/create`	request body property added	OK	Added (optional)
`POST /business_verification/create`	request body property added	OK	Added (optional)
`POST /business_verification/create`	response 200 new required property	OK	Response 200 field "(root)": New required property: business_verification
`POST /business_verification/create`	response 200 required removed	Potential	Response 200 field "(root)": No longer required: kyb_check
`POST /business_verification/create`	response 200 new required property	OK	Response 200 field "search_terms": New required property: tin, officers
`POST /business_verification/create`	response 200 property added	OK	Response 200 field "search_terms.tin": Added (required)
`POST /business_verification/create`	response 200 property added	OK	Response 200 field "search_terms.officers": Added (required)
`POST /business_verification/create`	response 200 property removed	Breaking	Response 200 field "kyb_check": Removed (was required)
`POST /business_verification/create`	response 200 nullable changed	Breaking	Response 200 field "digital_presence_check.website_analysis.website_build_status": false → true
`POST /business_verification/create`	response 200 enum values added	Potential	Response 200 field "digital_presence_check.website_analysis.website_build_status": Added: null
`POST /business_verification/create`	response 200 property added	OK	Response 200 field "business_verification": Added (required)
`POST /processor/bank_transfer/create`	response 200 nullable changed	Breaking	Response 200 field "bank_transfer.failure_reason.description": false → true
`POST /processor/bank_transfer/create`	response 200 nullable changed	Breaking	Response 200 field "bank_transfer.origination_account_id": false → true
`POST /user/transfer/limits/get`	description updated	OK	Summary or description text changed. No contract impact.
`POST /link/token/get`	response 200 type changed	Breaking	Response 200 field "metadata.institution_data": object → (none)
`POST /link/token/get`	response 200 nullable changed	Breaking	Response 200 field "metadata.institution_data": false → true
`POST /link/token/get`	response 200 property removed	Potential	Response 200 field "metadata.institution_data.routing_number": Removed (was optional)
`POST /link/token/get`	response 200 property removed	Potential	Response 200 field "metadata.institution_data.institution_id": Removed (was optional)
`POST /link/token/get`	response 200 allOf added	OK	Response 200 field "metadata.institution_data": allOf added with 1 schema(s)
`POST /link/token/get`	response 200 type changed	Breaking	Response 200 field "metadata.account_filters": object → (none)
`POST /link/token/get`	response 200 nullable changed	Breaking	Response 200 field "metadata.account_filters": false → true
`POST /link/token/get`	response 200 property removed	Potential	Response 200 field "metadata.account_filters.depository": Removed (was optional)
`POST /link/token/get`	response 200 property removed	Potential	Response 200 field "metadata.account_filters.credit": Removed (was optional)
`POST /link/token/get`	response 200 property removed	Potential	Response 200 field "metadata.account_filters.loan": Removed (was optional)
`POST /link/token/get`	response 200 property removed	Potential	Response 200 field "metadata.account_filters.investment": Removed (was optional)
`POST /link/token/get`	response 200 allOf added	OK	Response 200 field "metadata.account_filters": allOf added with 1 schema(s)
`POST /bank_transfer/get`	response 200 nullable changed	Breaking	Response 200 field "bank_transfer.failure_reason.description": false → true
`POST /bank_transfer/get`	response 200 nullable changed	Breaking	Response 200 field "bank_transfer.origination_account_id": false → true
`POST /bank_transfer/create`	response 200 nullable changed	Breaking	Response 200 field "bank_transfer.failure_reason.description": false → true
`POST /bank_transfer/create`	response 200 nullable changed	Breaking	Response 200 field "bank_transfer.origination_account_id": false → true
`POST /bank_transfer/list`	response 200 nullable changed	Breaking	Response 200 field "bank_transfers[].failure_reason.description": false → true
`POST /bank_transfer/list`	response 200 nullable changed	Breaking	Response 200 field "bank_transfers[].origination_account_id": false → true
`POST /bank_transfer/event/list`	response 200 nullable changed	Breaking	Response 200 field "bank_transfer_events[].failure_reason.description": false → true
`POST /bank_transfer/event/sync`	response 200 nullable changed	Breaking	Response 200 field "bank_transfer_events[].failure_reason.description": false → true
`POST /sandbox/bank_transfer/simulate`	request body nullable changed	OK	false → true
`POST /credit/relay/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].transactions[].credit_category.primary": false → true
`POST /credit/relay/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].transactions[].credit_category.detailed": false → true
`components/schemas/CashflowReportGetResponse.transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/CashflowReportGetResponse.transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/CashflowReportTransactionsGetResponse.transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/CashflowReportTransactionsGetResponse.transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/InstitutionsGetResponse.institutions[].status`	required added	Breaking	New required: item_logins
`components/schemas/InstitutionsGetResponse.institutions[].status.health_incidents[].incident_updates`	nullable changed	Potential	false → true
`components/schemas/InstitutionsSearchResponse.institutions[].status`	required added	Breaking	New required: item_logins
`components/schemas/InstitutionsSearchResponse.institutions[].status.health_incidents[].incident_updates`	nullable changed	Potential	false → true
`components/schemas/InstitutionsGetByIdResponse.institution.status`	required added	Breaking	New required: item_logins
`components/schemas/InstitutionsGetByIdResponse.institution.status.health_incidents[].incident_updates`	nullable changed	Potential	false → true
`components/schemas/ProcessorBankTransferCreateResponse.bank_transfer.failure_reason.description`	nullable changed	Potential	false → true
`components/schemas/ProcessorBankTransferCreateResponse.bank_transfer.origination_account_id`	nullable changed	Potential	false → true
`components/schemas/LinkTokenGetResponse.metadata.institution_data`	type changed	Breaking	object → (none)
`components/schemas/LinkTokenGetResponse.metadata.institution_data`	nullable changed	Potential	false → true
`components/schemas/LinkTokenGetResponse.metadata.institution_data.routing_number`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetResponse.metadata.institution_data.institution_id`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetResponse.metadata.institution_data`	allOf added	OK	allOf added with 1 schema(s)
`components/schemas/LinkTokenGetResponse.metadata.account_filters`	type changed	Breaking	object → (none)
`components/schemas/LinkTokenGetResponse.metadata.account_filters`	nullable changed	Potential	false → true
`components/schemas/LinkTokenGetResponse.metadata.account_filters.depository`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetResponse.metadata.account_filters.credit`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetResponse.metadata.account_filters.loan`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetResponse.metadata.account_filters.investment`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetResponse.metadata.account_filters`	allOf added	OK	allOf added with 1 schema(s)
`components/schemas/LinkTokenGetMetadataResponse.institution_data`	type changed	Breaking	object → (none)
`components/schemas/LinkTokenGetMetadataResponse.institution_data`	nullable changed	Potential	false → true
`components/schemas/LinkTokenGetMetadataResponse.institution_data.routing_number`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetMetadataResponse.institution_data.institution_id`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetMetadataResponse.institution_data`	allOf added	OK	allOf added with 1 schema(s)
`components/schemas/LinkTokenGetMetadataResponse.account_filters`	type changed	Breaking	object → (none)
`components/schemas/LinkTokenGetMetadataResponse.account_filters`	nullable changed	Potential	false → true
`components/schemas/LinkTokenGetMetadataResponse.account_filters.depository`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetMetadataResponse.account_filters.credit`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetMetadataResponse.account_filters.loan`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetMetadataResponse.account_filters.investment`	property removed	Breaking	Removed
`components/schemas/LinkTokenGetMetadataResponse.account_filters`	allOf added	OK	allOf added with 1 schema(s)
`components/schemas/CashflowReportTransaction.credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/CashflowReportTransaction.credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/Institution.status`	required added	Breaking	New required: item_logins
`components/schemas/Institution.status.health_incidents[].incident_updates`	nullable changed	Potential	false → true
`components/schemas/InstitutionStatus`	required added	Breaking	New required: item_logins
`components/schemas/InstitutionStatus.health_incidents[].incident_updates`	nullable changed	Potential	false → true
`components/schemas/UserCustomPassword.has_perpetual_otp`	property added	OK	Added
`components/schemas/BankTransferGetResponse.bank_transfer.failure_reason.description`	nullable changed	Potential	false → true
`components/schemas/BankTransferGetResponse.bank_transfer.origination_account_id`	nullable changed	Potential	false → true
`components/schemas/BankTransfer.failure_reason.description`	nullable changed	Potential	false → true
`components/schemas/BankTransfer.origination_account_id`	nullable changed	Potential	false → true
`components/schemas/BankTransferFailure.description`	nullable changed	Potential	false → true
`components/schemas/BankTransferCreateResponse.bank_transfer.failure_reason.description`	nullable changed	Potential	false → true
`components/schemas/BankTransferCreateResponse.bank_transfer.origination_account_id`	nullable changed	Potential	false → true
`components/schemas/BankTransferListResponse.bank_transfers[].failure_reason.description`	nullable changed	Potential	false → true
`components/schemas/BankTransferListResponse.bank_transfers[].origination_account_id`	nullable changed	Potential	false → true
`components/schemas/BankTransferEvent.failure_reason.description`	nullable changed	Potential	false → true
`components/schemas/BankTransferEventListResponse.bank_transfer_events[].failure_reason.description`	nullable changed	Potential	false → true
`components/schemas/BankTransferEventSyncResponse.bank_transfer_events[].failure_reason.description`	nullable changed	Potential	false → true
`components/schemas/SandboxBankTransferSimulateRequest.failure_reason.description`	nullable changed	Potential	false → true
`components/schemas/AccountFiltersResponse.depository`	type changed	Breaking	object → (none)
`components/schemas/AccountFiltersResponse.depository`	nullable changed	Potential	false → true
`components/schemas/AccountFiltersResponse.depository`	required removed	Potential	No longer required: account_subtypes
`components/schemas/AccountFiltersResponse.depository.account_subtypes`	property removed	Breaking	Removed
`components/schemas/AccountFiltersResponse.depository.limited_purpose_types`	property removed	Breaking	Removed
`components/schemas/AccountFiltersResponse.depository`	allOf added	OK	allOf added with 1 schema(s)
`components/schemas/AccountFiltersResponse.credit`	type changed	Breaking	object → (none)
`components/schemas/AccountFiltersResponse.credit`	nullable changed	Potential	false → true
`components/schemas/AccountFiltersResponse.credit`	required removed	Potential	No longer required: account_subtypes
`components/schemas/AccountFiltersResponse.credit.account_subtypes`	property removed	Breaking	Removed
`components/schemas/AccountFiltersResponse.credit`	allOf added	OK	allOf added with 1 schema(s)
`components/schemas/AccountFiltersResponse.loan`	type changed	Breaking	object → (none)
`components/schemas/AccountFiltersResponse.loan`	nullable changed	Potential	false → true
`components/schemas/AccountFiltersResponse.loan`	required removed	Potential	No longer required: account_subtypes
`components/schemas/AccountFiltersResponse.loan.account_subtypes`	property removed	Breaking	Removed
`components/schemas/AccountFiltersResponse.loan`	allOf added	OK	allOf added with 1 schema(s)
`components/schemas/AccountFiltersResponse.investment`	type changed	Breaking	object → (none)
`components/schemas/AccountFiltersResponse.investment`	nullable changed	Potential	false → true
`components/schemas/AccountFiltersResponse.investment`	required removed	Potential	No longer required: account_subtypes
`components/schemas/AccountFiltersResponse.investment.account_subtypes`	property removed	Breaking	Removed
`components/schemas/AccountFiltersResponse.investment`	allOf added	OK	allOf added with 1 schema(s)
`components/schemas/HealthIncident.incident_updates`	nullable changed	Potential	false → true
`components/schemas/CreditCategory.primary`	nullable changed	Potential	false → true
`components/schemas/CreditCategory.detailed`	nullable changed	Potential	false → true
`components/schemas/AssetReportGetResponse.report.items[].accounts[].transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/AssetReportGetResponse.report.items[].accounts[].transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/CraMonitoringInsightsGetResponse.items[].accounts[].transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/CraMonitoringInsightsGetResponse.items[].accounts[].transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/CraMonitoringInsightsGetResponse.items[].accounts[].investments`	property removed	Breaking	Removed
`components/schemas/CraMonitoringInsightsItem.accounts[].transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/CraMonitoringInsightsItem.accounts[].transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/CraMonitoringInsightsItem.accounts[].investments`	property removed	Breaking	Removed
`components/schemas/CraCheckReportBaseReportGetResponse.report.items[].accounts[].transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/CraCheckReportBaseReportGetResponse.report.items[].accounts[].transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/CraCheckReportBaseReportGetResponse.report.items[].accounts[].investments`	property removed	Breaking	Removed
`components/schemas/AssetReport.items[].accounts[].transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/AssetReport.items[].accounts[].transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/AssetReportItem.accounts[].transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/AssetReportItem.accounts[].transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/AccountAssets.transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/AccountAssets.transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/AssetReportTransaction.credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/AssetReportTransaction.credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/BaseReport.items[].accounts[].transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/BaseReport.items[].accounts[].transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/BaseReport.items[].accounts[].investments`	property removed	Breaking	Removed
`components/schemas/BaseReportItem.accounts[].transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/BaseReportItem.accounts[].transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/BaseReportItem.accounts[].investments`	property removed	Breaking	Removed
`components/schemas/BaseReportAccount.transactions[].credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/BaseReportAccount.transactions[].credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/BaseReportAccount.investments`	property removed	Breaking	Removed
`components/schemas/BaseReportTransaction.credit_category.primary`	nullable changed	Potential	false → true
`components/schemas/BaseReportTransaction.credit_category.detailed`	nullable changed	Potential	false → true
`components/schemas/BusinessKYBCheck`	schema removed	Breaking	Shared schema "BusinessKYBCheck" was removed. Endpoints referencing it changed shape.
`components/schemas/BusinessSearchTerms.tin`	property added	Breaking	Added (required)
`components/schemas/BusinessSearchTerms.officers`	property added	Breaking	Added (required)
`components/schemas/BusinessVerificationCreateRequest`	required added	Breaking	New required: business
`components/schemas/BusinessVerificationCreateRequest.business`	nullable changed	Potential	true → false
`components/schemas/BusinessVerificationCreateRequest.business`	required added	Breaking	New required: name, address
`components/schemas/BusinessVerificationCreateRequest.business.tin`	property added	OK	Added
`components/schemas/BusinessVerificationCreateRequest.business.officers`	property added	OK	Added
`components/schemas/BusinessVerificationCreateRequestBusiness`	nullable changed	Potential	true → false
`components/schemas/BusinessVerificationCreateRequestBusiness`	required added	Breaking	New required: name, address
`components/schemas/BusinessVerificationCreateRequestBusiness.tin`	property added	OK	Added
`components/schemas/BusinessVerificationCreateRequestBusiness.officers`	property added	OK	Added
`components/schemas/BusinessVerificationCreateResponse`	required removed	Potential	No longer required: kyb_check
`components/schemas/BusinessVerificationCreateResponse.search_terms.tin`	property added	Breaking	Added (required)
`components/schemas/BusinessVerificationCreateResponse.search_terms.officers`	property added	Breaking	Added (required)
`components/schemas/BusinessVerificationCreateResponse.kyb_check`	property removed	Breaking	Removed
`components/schemas/BusinessVerificationCreateResponse.digital_presence_check.website_analysis.website_build_status`	nullable changed	Potential	false → true

Showing the first 200 changes of this update.

version 2020-09-14_1.778.0 → 2020-09-14_1.792.1

Change	Type	Severity	Why it matters
`POST /user/transfer/limits/get`	endpoint added	OK	New endpoint POST /user/transfer/limits/get added. Existing consumers are unaffected.
`POST /cra/monitoring_insights/get`	request body enum values added	OK	Added: ACCOUNT_REVIEW_NON_CREDIT, SECONDARY_INVESTOR
`POST /cra/monitoring_insights/get`	response 200 property added	OK	Response 200 field "items[].accounts[].holder_category": Added (optional)
`POST /cra/monitoring_insights/get`	response 200 property added	OK	Response 200 field "items[].accounts[].investments": Added (optional)
`POST /cra/check_report/income_insights/get`	request body enum values added	OK	Added: ACCOUNT_REVIEW_NON_CREDIT, SECONDARY_INVESTOR
`POST /cra/check_report/base_report/get`	request body enum values added	OK	Added: ACCOUNT_REVIEW_NON_CREDIT, SECONDARY_INVESTOR
`POST /cra/check_report/base_report/get`	response 200 property added	OK	Response 200 field "report.items[].accounts[].holder_category": Added (optional)
`POST /cra/check_report/base_report/get`	response 200 property added	OK	Response 200 field "report.items[].accounts[].investments": Added (optional)
`POST /cra/check_report/create`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`POST /cra/check_report/create`	request body property added	OK	Added (optional)
`POST /cra/check_report/create`	request body enum values removed	Breaking	Removed: v1.0
`POST /cra/check_report/create`	request body enum values added	OK	Added: INSURANCE_UNDERWRITING, SECONDARY_INVESTOR
`POST /cra/check_report/lend_score/get`	request body enum values removed	Breaking	Removed: v1.0
`POST /cra/report/create`	request body enum values added	OK	Added: INSURANCE_UNDERWRITING, SECONDARY_INVESTOR
`POST /cra/report/get`	request body enum values added	OK	Added: INSURANCE_UNDERWRITING, SECONDARY_INVESTOR
`POST /cra/report/get`	response 200 enum values added	Potential	Response 200 field "report.consumer_report_permissible_purpose.allOf[0]": Added: INSURANCE_UNDERWRITING, SECONDARY_INVESTOR
`POST /cra/credit_profile/report/get`	request body enum values added	OK	Added: INSURANCE_UNDERWRITING, SECONDARY_INVESTOR
`POST /item/get`	response 200 enum values added	Potential	Response 200 field "item.allOf[0].available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /auth/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /transactions/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /cashflow_report/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /cashflow_report/transactions/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /cashflow_report/insights/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /institutions/get`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`POST /institutions/get`	response 200 enum values added	Potential	Response 200 field "institutions[].products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /institutions/search`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`POST /institutions/search`	response 200 enum values added	Potential	Response 200 field "institutions[].products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /institutions/get_by_id`	response 200 enum values added	Potential	Response 200 field "institution.products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /accounts/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /sandbox/public_token/create`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`POST /accounts/balance/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /identity/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /identity/documents/uploads/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /identity/match`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /identity_verification/create`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.name_match": Added (optional)
`POST /identity_verification/create`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.date_of_birth_match": Added (optional)
`POST /identity_verification/create`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.ssn_match": Added (optional)
`POST /identity_verification/create`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.other_match": Added (optional)
`POST /identity_verification/get`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.name_match": Added (optional)
`POST /identity_verification/get`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.date_of_birth_match": Added (optional)
`POST /identity_verification/get`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.ssn_match": Added (optional)
`POST /identity_verification/get`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.other_match": Added (optional)
`POST /identity_verification/list`	response 200 property added	OK	Response 200 field "identity_verifications[].kyc_check.id_number.ssa_verification.name_match": Added (optional)
`POST /identity_verification/list`	response 200 property added	OK	Response 200 field "identity_verifications[].kyc_check.id_number.ssa_verification.date_of_birth_match": Added (optional)
`POST /identity_verification/list`	response 200 property added	OK	Response 200 field "identity_verifications[].kyc_check.id_number.ssa_verification.ssn_match": Added (optional)
`POST /identity_verification/list`	response 200 property added	OK	Response 200 field "identity_verifications[].kyc_check.id_number.ssa_verification.other_match": Added (optional)
`POST /identity_verification/retry`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.name_match": Added (optional)
`POST /identity_verification/retry`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.date_of_birth_match": Added (optional)
`POST /identity_verification/retry`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.ssn_match": Added (optional)
`POST /identity_verification/retry`	response 200 property added	OK	Response 200 field "kyc_check.id_number.ssa_verification.other_match": Added (optional)
`POST /protect/report/create`	request body nullable changed	OK	false → true
`POST /protect/report/create`	request body property added	OK	Added (optional)
`POST /protect/report/create`	description updated	OK	Summary or description text changed. No contract impact.
`POST /business_verification/get`	response 200 nullable changed	Breaking	Response 200 field "risk_check.score": false → true
`POST /business_verification/get`	response 200 nullable changed	Breaking	Response 200 field "digital_presence_check.score": false → true
`POST /business_verification/create`	response 200 nullable changed	Breaking	Response 200 field "risk_check.score": false → true
`POST /business_verification/create`	response 200 nullable changed	Breaking	Response 200 field "digital_presence_check.score": false → true
`POST /item/webhook/update`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /liabilities/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /user/products/terminate`	description updated	OK	Summary or description text changed. No contract impact.
`POST /user/items/get`	response 200 enum values added	Potential	Response 200 field "items[].available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /payment_initiation/payment/get`	response 200 property added	OK	Response 200 field "(root).allOf[1].institution_id": Added (optional)
`POST /investments/holdings/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /investments/transactions/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /investments/auth/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /processor/token/create`	request body enum values added	OK	Added: stripe
`POST /processor/token/create`	description updated	OK	Summary or description text changed. No contract impact.
`POST /processor/token/permissions/set`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`POST /processor/token/permissions/get`	response 200 enum values added	Potential	Response 200 field "products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /item/import`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`POST /link/token/create`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`POST /link/token/create`	request body property added	OK	Added (optional)
`POST /link/token/create`	request body enum values removed	Breaking	Removed: v1.0
`POST /link/token/create`	request body enum values added	OK	Added: INSURANCE_UNDERWRITING, SECONDARY_INVESTOR
`POST /link/token/create`	request body property added	OK	Added (optional)
`POST /link/token/create`	request body default changed	Potential	false → (none)
`POST /link/token/create`	request body default changed	Potential	false → (none)
`POST /link/token/get`	response 200 new required property	OK	Response 200 field "link_sessions[].results": New required property: cra_report_results
`POST /link/token/get`	response 200 property added	OK	Response 200 field "link_sessions[].results.cra_report_results": Added (required)
`POST /link/token/get`	response 200 enum values added	Potential	Response 200 field "metadata.initial_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /link/token/get`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /link/token/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /link/token/get`	description updated	OK	Summary or description text changed. No contract impact.
`POST /transfer/authorization/create`	request body property added	OK	Added (optional)
`POST /beta/issues/v1/get`	response 200 enum values added	Potential	Response 200 field "(root).allOf[0].affected_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /beta/issues/v1/list`	response 200 enum values added	Potential	Response 200 field "issues[].affected_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /beta/issues/v1/match`	response 200 enum values added	Potential	Response 200 field "issues[].affected_products[]": Added: cra_lend_score_complete, cra_income_complete
`POST /partner/customer/create`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`POST /beta/partner/customer/v1/create`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`POST /beta/partner/customer/v1/enable`	request body enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`securitySchemes/oauth2`	security scheme oauth scope added	OK	OAuth scope "link:read" added in clientCredentials
`components/schemas/AuthGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/TransactionsGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CashflowReportGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CashflowReportTransactionsGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CashflowReportInsightsGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/InstitutionsGetRequest.options.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/InstitutionsGetRequestOptions.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/InstitutionsGetResponse.institutions[].products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/InstitutionsSearchRequest.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/InstitutionsSearchResponse.institutions[].products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/InstitutionsGetByIdResponse.institution.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/AccountsGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/SandboxPublicTokenCreateRequest.initial_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/IdentityGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/IdentityMatchResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/LiabilitiesGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/UserItemsGetResponse.items[].available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/PaymentInitiationPaymentGetResponse.(root).allOf[1].institution_id`	property added	OK	Added
`components/schemas/InvestmentsHoldingsGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/InvestmentsAuthGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/InvestmentsTransactionsGetResponse.item.available_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/ProcessorTokenCreateRequest.processor`	enum values added	OK	Added: stripe
`components/schemas/ProcessorTokenPermissionsSetRequest.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/ProcessorTokenPermissionsGetResponse.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/LinkTokenCreateRequest.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/LinkTokenCreateRequest.cra_options.base_report.exclude_transactions`	property added	OK	Added
`components/schemas/LinkTokenCreateRequest.cra_options.lend_score.lend_score_version`	enum values removed	Potential	Removed: v1.0
`components/schemas/LinkTokenCreateRequest.consumer_report_permissible_purpose`	enum values added	OK	Added: INSURANCE_UNDERWRITING, SECONDARY_INVESTOR
`components/schemas/LinkTokenCreateRequest.investments.async_update`	property added	OK	Added
`components/schemas/LinkTokenCreateRequest.investments_auth.masked_number_match_enabled`	default changed	Potential	false → (none)
`components/schemas/LinkTokenCreateRequest.investments_auth.stated_account_number_enabled`	default changed	Potential	false → (none)
`components/schemas/LinkTokenInvestments.async_update`	property added	OK	Added
`components/schemas/LinkTokenInvestmentsAuth.masked_number_match_enabled`	default changed	Potential	false → (none)
`components/schemas/LinkTokenInvestmentsAuth.stated_account_number_enabled`	default changed	Potential	false → (none)
`components/schemas/LinkTokenGetResponse.link_sessions[].results.cra_report_results`	property added	Breaking	Added (required)
`components/schemas/LinkTokenGetResponse.metadata.initial_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/LinkTokenGetSessionsResponse.results.cra_report_results`	property added	Breaking	Added (required)
`components/schemas/LinkSessionResults.cra_report_results`	property added	Breaking	Added (required)
`components/schemas/LinkTokenGetMetadataResponse.initial_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/Institution.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/ConsumerReportPermissiblePurpose`	enum values added	OK	Added: INSURANCE_UNDERWRITING, SECONDARY_INVESTOR
`components/schemas/Products`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/TransferAuthorizationCreateRequest.user_id`	property added	OK	Added
`components/schemas/LinkTokenCreateRequestCraOptions.base_report.exclude_transactions`	property added	OK	Added
`components/schemas/LinkTokenCreateRequestCraOptions.lend_score.lend_score_version`	enum values removed	Potential	Removed: v1.0
`components/schemas/LinkTokenCreateRequestCraOptionsBaseReport.exclude_transactions`	property added	OK	Added
`components/schemas/LinkTokenCreateRequestCraOptionsLendScore.lend_score_version`	enum values removed	Potential	Removed: v1.0
`components/schemas/BetaIssuesV1GetResponse.(root).allOf[0].affected_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/BetaIssuesV1ListResponse.issues[].affected_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/BetaIssuesV1MatchResponse.issues[].affected_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/BetaIssuesV1Issue.affected_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/PartnerCustomerCreateRequest.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/BetaPartnerCustomerV1CreateRequest.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/BetaPartnerCustomerV1EnableRequest.products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CraCheckReportReadyWebhook.successful_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CraCheckReportFailedWebhook.failed_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CraUserCheckReportReadyWebhook.successful_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CraUserCheckReportFailedWebhook.failed_products[]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CraReportUpdatedWebhook.successful_products[].product.allOf[0]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CraReportReadyWebhook.successful_products[].product.allOf[0]`	enum values added	OK	Added: cra_lend_score_complete, cra_income_complete
`components/schemas/CraMonitoringInsightsGetRequest.consumer_report_permissible_purpose`	enum values added	OK	Added: ACCOUNT_REVIEW_NON_CREDIT, SECONDARY_INVESTOR
`components/schemas/CraMonitoringInsightsGetResponse.items[].accounts[].holder_category`	property added	OK	Added
`components/schemas/CraMonitoringInsightsGetResponse.items[].accounts[].investments`	property added	OK	Added
`components/schemas/CraMonitoringInsightsItem.accounts[].holder_category`	property added	OK	Added
`components/schemas/CraMonitoringInsightsItem.accounts[].investments`	property added	OK	Added
`components/schemas/CraCheckReportPermissiblePurpose`	enum values added	OK	Added: ACCOUNT_REVIEW_NON_CREDIT, SECONDARY_INVESTOR
`components/schemas/MonitoringConsumerReportPermissiblePurpose`	enum values added	OK	Added: ACCOUNT_REVIEW_NON_CREDIT, SECONDARY_INVESTOR
`components/schemas/CraCheckReportBaseReportGetRequest.consumer_report_permissible_purpose.allOf[0]`	enum values added	OK	Added: ACCOUNT_REVIEW_NON_CREDIT, SECONDARY_INVESTOR
`components/schemas/CraCheckReportBaseReportGetResponse.report.items[].accounts[].holder_category`	property added	OK	Added
`components/schemas/CraCheckReportBaseReportGetResponse.report.items[].accounts[].investments`	property added	OK	Added
`components/schemas/BaseReport.items[].accounts[].holder_category`	property added	OK	Added
`components/schemas/BaseReport.items[].accounts[].investments`	property added	OK	Added
`components/schemas/BaseReportItem.accounts[].holder_category`	property added	OK	Added
`components/schemas/BaseReportItem.accounts[].investments`	property added	OK	Added
`components/schemas/BaseReportAccount.holder_category`	property added	OK	Added
`components/schemas/BaseReportAccount.investments`	property added	OK	Added
`components/schemas/BusinessRiskCheck.score`	nullable changed	Potential	false → true
`components/schemas/BusinessVerificationCreateResponse.risk_check.score`	nullable changed	Potential	false → true
`components/schemas/BusinessVerificationCreateResponse.digital_presence_check.score`	nullable changed	Potential	false → true
`components/schemas/BusinessVerificationGetResponse.risk_check.score`	nullable changed	Potential	false → true
`components/schemas/BusinessVerificationGetResponse.digital_presence_check.score`	nullable changed	Potential	false → true
`components/schemas/BusinessDigitalPresenceCheck.score`	nullable changed	Potential	false → true
`components/schemas/IdentityVerification.kyc_check.id_number.ssa_verification.name_match`	property added	OK	Added
`components/schemas/IdentityVerification.kyc_check.id_number.ssa_verification.date_of_birth_match`	property added	OK	Added
`components/schemas/IdentityVerification.kyc_check.id_number.ssa_verification.ssn_match`	property added	OK	Added
`components/schemas/IdentityVerification.kyc_check.id_number.ssa_verification.other_match`	property added	OK	Added
`components/schemas/IdentityVerificationCreateResponse.kyc_check.id_number.ssa_verification.name_match`	property added	OK	Added
`components/schemas/IdentityVerificationCreateResponse.kyc_check.id_number.ssa_verification.date_of_birth_match`	property added	OK	Added
`components/schemas/IdentityVerificationCreateResponse.kyc_check.id_number.ssa_verification.ssn_match`	property added	OK	Added
`components/schemas/IdentityVerificationCreateResponse.kyc_check.id_number.ssa_verification.other_match`	property added	OK	Added
`components/schemas/IdentityVerificationGetResponse.kyc_check.id_number.ssa_verification.name_match`	property added	OK	Added
`components/schemas/IdentityVerificationGetResponse.kyc_check.id_number.ssa_verification.date_of_birth_match`	property added	OK	Added
`components/schemas/IdentityVerificationGetResponse.kyc_check.id_number.ssa_verification.ssn_match`	property added	OK	Added
`components/schemas/IdentityVerificationGetResponse.kyc_check.id_number.ssa_verification.other_match`	property added	OK	Added
`components/schemas/IdentityVerificationListResponse.identity_verifications[].kyc_check.id_number.ssa_verification.name_match`	property added	OK	Added
`components/schemas/IdentityVerificationListResponse.identity_verifications[].kyc_check.id_number.ssa_verification.date_of_birth_match`	property added	OK	Added
`components/schemas/IdentityVerificationListResponse.identity_verifications[].kyc_check.id_number.ssa_verification.ssn_match`	property added	OK	Added
`components/schemas/IdentityVerificationListResponse.identity_verifications[].kyc_check.id_number.ssa_verification.other_match`	property added	OK	Added
`components/schemas/IdentityVerificationRetryResponse.kyc_check.id_number.ssa_verification.name_match`	property added	OK	Added
`components/schemas/IdentityVerificationRetryResponse.kyc_check.id_number.ssa_verification.date_of_birth_match`	property added	OK	Added
`components/schemas/IdentityVerificationRetryResponse.kyc_check.id_number.ssa_verification.ssn_match`	property added	OK	Added
`components/schemas/IdentityVerificationRetryResponse.kyc_check.id_number.ssa_verification.other_match`	property added	OK	Added
`components/schemas/KYCCheckDetails.id_number.ssa_verification.name_match`	property added	OK	Added
`components/schemas/KYCCheckDetails.id_number.ssa_verification.date_of_birth_match`	property added	OK	Added
`components/schemas/KYCCheckDetails.id_number.ssa_verification.ssn_match`	property added	OK	Added
`components/schemas/KYCCheckDetails.id_number.ssa_verification.other_match`	property added	OK	Added
`components/schemas/KYCCheckIDNumberSummary.ssa_verification.name_match`	property added	OK	Added
`components/schemas/KYCCheckIDNumberSummary.ssa_verification.date_of_birth_match`	property added	OK	Added
`components/schemas/KYCCheckIDNumberSummary.ssa_verification.ssn_match`	property added	OK	Added

Showing the first 200 changes of this update.

version 2020-09-14_1.762.0 → 2020-09-14_1.778.0

Change	Type	Severity	Why it matters
`POST /beta/cash_advance/income_insights/v1/get`	endpoint added	OK	New endpoint POST /beta/cash_advance/income_insights/v1/get added. Existing consumers are unaffected.
`POST /sandbox/transfer/repayment/simulate`	endpoint removed	Breaking	Endpoint POST /sandbox/transfer/repayment/simulate was removed without deprecation. Any consumer calling it will fail immediately.
`POST /beta/transactions/v1/enhance`	endpoint removed	Breaking	Endpoint POST /beta/transactions/v1/enhance was removed without deprecation. Any consumer calling it will fail immediately.
`POST /asset_report/create`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/get`	response 200 type changed	Breaking	Response 200 field "report.insights": object → (none)
`POST /asset_report/get`	response 200 nullable changed	OK	Response 200 field "report.insights": true → false
`POST /asset_report/get`	response 200 property removed	Potential	Response 200 field "report.insights.risk": Removed (was optional)
`POST /asset_report/get`	response 200 property removed	Potential	Response 200 field "report.insights.affordability": Removed (was optional)
`POST /asset_report/get`	response 200 allOf added	OK	Response 200 field "report.insights": allOf added with 1 schema(s)
`POST /asset_report/get`	response 200 required removed	Potential	Response 200 field "report.items[].accounts[].investments.holdings[]": No longer required: cost_basis
`POST /asset_report/get`	response 200 property removed	Breaking	Response 200 field "report.items[].accounts[].investments.holdings[].cost_basis": Removed (was required)
`POST /asset_report/get`	response 200 property added	OK	Response 200 field "report.items[].accounts[].investments.holdings[].vested_quantity": Added (optional)
`POST /asset_report/get`	response 200 property added	OK	Response 200 field "report.items[].accounts[].investments.holdings[].vested_value": Added (optional)
`POST /asset_report/get`	response 200 required removed	Potential	Response 200 field "report.items[].accounts[].investments.transactions[]": No longer required: vested_quantity, vested_value
`POST /asset_report/get`	response 200 property removed	Breaking	Response 200 field "report.items[].accounts[].investments.transactions[].vested_quantity": Removed (was required)
`POST /asset_report/get`	response 200 property removed	Breaking	Response 200 field "report.items[].accounts[].investments.transactions[].vested_value": Removed (was required)
`POST /asset_report/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/pdf/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/refresh`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/filter`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/remove`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/audit_copy/create`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/audit_copy/get`	response 200 type changed	Breaking	Response 200 field "report.insights": object → (none)
`POST /asset_report/audit_copy/get`	response 200 nullable changed	OK	Response 200 field "report.insights": true → false
`POST /asset_report/audit_copy/get`	response 200 property removed	Potential	Response 200 field "report.insights.risk": Removed (was optional)
`POST /asset_report/audit_copy/get`	response 200 property removed	Potential	Response 200 field "report.insights.affordability": Removed (was optional)
`POST /asset_report/audit_copy/get`	response 200 allOf added	OK	Response 200 field "report.insights": allOf added with 1 schema(s)
`POST /asset_report/audit_copy/get`	response 200 required removed	Potential	Response 200 field "report.items[].accounts[].investments.holdings[]": No longer required: cost_basis
`POST /asset_report/audit_copy/get`	response 200 property removed	Breaking	Response 200 field "report.items[].accounts[].investments.holdings[].cost_basis": Removed (was required)
`POST /asset_report/audit_copy/get`	response 200 property added	OK	Response 200 field "report.items[].accounts[].investments.holdings[].vested_quantity": Added (optional)
`POST /asset_report/audit_copy/get`	response 200 property added	OK	Response 200 field "report.items[].accounts[].investments.holdings[].vested_value": Added (optional)
`POST /asset_report/audit_copy/get`	response 200 required removed	Potential	Response 200 field "report.items[].accounts[].investments.transactions[]": No longer required: vested_quantity, vested_value
`POST /asset_report/audit_copy/get`	response 200 property removed	Breaking	Response 200 field "report.items[].accounts[].investments.transactions[].vested_quantity": Removed (was required)
`POST /asset_report/audit_copy/get`	response 200 property removed	Breaking	Response 200 field "report.items[].accounts[].investments.transactions[].vested_value": Removed (was required)
`POST /asset_report/audit_copy/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/audit_copy/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/audit_copy/pdf/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /asset_report/audit_copy/remove`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/monitoring_insights/subscribe`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/monitoring_insights/unsubscribe`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/monitoring_insights/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /credit/audit_copy_token/update`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/partner_insights/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/income_insights/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/income_insights/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/base_report/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/base_report/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/pdf/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/create`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/partner_insights/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/partner_insights/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/cashflow_insights/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/cashflow_insights/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/lend_score/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/lend_score/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/network_insights/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/network_insights/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/verification/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/verification/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/check_report/verification/pdf/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/loans/applications/register`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/loans/register`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/loans/update`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/loans/unregister`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/servicing/subscription/create`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/servicing/subscription/delete`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/servicing/subscription/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/servicing/subscription/list`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/servicing/subscription/update`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/report/create`	request body required added	Breaking	Became required: scope
`POST /cra/report/create`	request body oneOf count changed	OK	oneOf: 7 → 9 schema(s)
`POST /cra/report/create`	request body property removed	Potential	Removed (was optional)
`POST /cra/report/create`	request body property added	OK	Added (optional)
`POST /cra/report/create`	request body discriminator changed	Potential	Discriminator mapping changed
`POST /cra/report/create`	request body type changed	Breaking	string → (none)
`POST /cra/report/create`	request body enum removed	OK	Enum constraint removed
`POST /cra/report/create`	request body allOf added	Potential	allOf added with 2 schema(s)
`POST /cra/report/create`	request body type changed	Breaking	string → (none)
`POST /cra/report/create`	request body enum removed	OK	Enum constraint removed
`POST /cra/report/create`	request body allOf added	Potential	allOf added with 2 schema(s)
`POST /cra/report/create`	request body constraint changed	Breaking	minimum: (none) → 0
`POST /cra/report/create`	request body property added	OK	Added (optional)
`POST /cra/report/create`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/report/create`	description updated	OK	Summary or description text changed. No contract impact.
`POST /cra/report/get`	request body oneOf count changed	OK	oneOf: 7 → 9 schema(s)
`POST /cra/report/get`	request body property added	OK	Added (optional)
`POST /cra/report/get`	request body discriminator changed	Potential	Discriminator mapping changed
`POST /cra/report/get`	request body type changed	Breaking	string → (none)
`POST /cra/report/get`	request body enum removed	OK	Enum constraint removed
`POST /cra/report/get`	request body allOf added	Potential	allOf added with 2 schema(s)
`POST /cra/report/get`	response 200 required added	OK	Response 200 field "(root)": Became required: client_user_id
`POST /cra/report/get`	response 200 new required property	OK	Response 200 field "report": New required property: report_id, client_report_id
`POST /cra/report/get`	response 200 type changed	Breaking	Response 200 field "report.consumer_report_permissible_purpose": string → (none)
`POST /cra/report/get`	response 200 enum removed	Potential	Response 200 field "report.consumer_report_permissible_purpose": Enum constraint removed
`POST /cra/report/get`	response 200 allOf added	OK	Response 200 field "report.consumer_report_permissible_purpose": allOf added with 2 schema(s)
`POST /cra/report/get`	response 200 oneOf count changed	Breaking	Response 200 field "report.products[]": oneOf: 3 → 9 schema(s)
`POST /cra/report/get`	response 200 enum values added	Potential	Response 200 field "report.products[].oneOf[0].errors[].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/report/get`	response 200 new required property	OK	Response 200 field "report.products[].oneOf[1]": New required property: items
`POST /cra/report/get`	response 200 new required property	OK	Response 200 field "report.products[].oneOf[1].metadata.allOf[1]": New required property: investment_account_type_count
`POST /cra/report/get`	response 200 property added	OK	Response 200 field "report.products[].oneOf[1].metadata.allOf[1].investment_account_type_count": Added (required)
`POST /cra/report/get`	response 200 new required property	OK	Response 200 field "report.products[].oneOf[1].attributes.income_streams[]": New required property: description, transactions
`POST /cra/report/get`	response 200 property added	OK	Response 200 field "report.products[].oneOf[1].attributes.income_streams[].description": Added (required)
`POST /cra/report/get`	response 200 property added	OK	Response 200 field "report.products[].oneOf[1].attributes.income_streams[].transactions": Added (required)
`POST /cra/report/get`	response 200 property added	OK	Response 200 field "report.products[].oneOf[1].items": Added (required)
`POST /cra/report/get`	response 200 new required property	OK	Response 200 field "report.products[].oneOf[2]": New required property: items
`POST /cra/report/get`	response 200 property added	OK	Response 200 field "report.products[].oneOf[2].items": Added (required)
`POST /cra/report/get`	response 200 discriminator changed	Potential	Response 200 field "report.products[]": Discriminator mapping changed
`POST /cra/report/get`	response 200 property added	OK	Response 200 field "report.report_id": Added (required)
`POST /cra/report/get`	response 200 property added	OK	Response 200 field "report.client_report_id": Added (required)
`POST /cra/report/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/report/get`	description updated	OK	Summary or description text changed. No contract impact.
`POST /cra/credit_profile/report/get`	response 200 new required property	OK	Response 200 field "report.metadata": New required property: investment_account_type_count
`POST /cra/credit_profile/report/get`	response 200 property added	OK	Response 200 field "report.metadata.investment_account_type_count": Added (required)
`POST /cra/credit_profile/report/get`	response 200 enum values added	Potential	Response 200 field "warnings[].cause.allOf[0].error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cra/credit_profile/report/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /consumer_report/pdf/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /statements/list`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /statements/download`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /statements/refresh`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /consent/events/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /item/activity/list`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /item/application/list`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /item/application/unlink`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /item/application/scopes/update`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /application/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /item/get`	response 200 enum values added	Potential	Response 200 field "item.allOf[0].error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /item/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /user_account/session/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /user_account/session/event/send`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /profile/network_status/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /network/status/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /auth/get`	response 200 property added	OK	Response 200 field "accounts[].paired_account_id": Added (optional)
`POST /auth/get`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /auth/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /auth/verify`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /transactions/get`	response 200 property added	OK	Response 200 field "accounts[].paired_account_id": Added (optional)
`POST /transactions/get`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /transactions/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /transactions/get`	description updated	OK	Summary or description text changed. No contract impact.
`POST /transactions/refresh`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /sandbox/transactions/create`	response 400 enum values added	Potential	Response 400 field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /sandbox/transactions/create`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cashflow_report/refresh`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cashflow_report/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].paired_account_id": Added (optional)
`POST /cashflow_report/get`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cashflow_report/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cashflow_report/transactions/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].paired_account_id": Added (optional)
`POST /cashflow_report/transactions/get`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cashflow_report/transactions/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cashflow_report/insights/get`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /cashflow_report/insights/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].paired_account_id": Added (optional)
`POST /cashflow_report/insights/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /transactions/recurring/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /transactions/sync`	response 200 property added	OK	Response 200 field "accounts[].paired_account_id": Added (optional)
`POST /transactions/sync`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /transactions/sync`	description updated	OK	Summary or description text changed. No contract impact.
`POST /transactions/enrich`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /user/transactions/refresh`	response 200 enum values added	Potential	Response 200 field "results[].error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /user/transactions/refresh`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /user/financial_data/refresh`	response 200 enum values added	Potential	Response 200 field "results[].error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /user/financial_data/refresh`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /user/financial_data/refresh`	description updated	OK	Summary or description text changed. No contract impact.
`POST /institutions/get`	response 200 required removed	Potential	Response 200 field "institutions[].payment_initiation_metadata": No longer required: maximum_payment_amount
`POST /institutions/get`	response 200 nullable changed	Breaking	Response 200 field "institutions[].payment_initiation_metadata.standing_order_metadata.valid_standing_order_intervals": false → true
`POST /institutions/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /institutions/search`	response 200 required removed	Potential	Response 200 field "institutions[].payment_initiation_metadata": No longer required: maximum_payment_amount
`POST /institutions/search`	response 200 nullable changed	Breaking	Response 200 field "institutions[].payment_initiation_metadata.standing_order_metadata.valid_standing_order_intervals": false → true
`POST /institutions/search`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /institutions/get_by_id`	response 200 required removed	Potential	Response 200 field "institution.payment_initiation_metadata": No longer required: maximum_payment_amount
`POST /institutions/get_by_id`	response 200 nullable changed	Breaking	Response 200 field "institution.payment_initiation_metadata.standing_order_metadata.valid_standing_order_intervals": false → true
`POST /institutions/get_by_id`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /item/remove`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /item/products/terminate`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /accounts/get`	response 200 property added	OK	Response 200 field "accounts[].paired_account_id": Added (optional)
`POST /accounts/get`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /accounts/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /categories/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /sandbox/processor_token/create`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /sandbox/public_token/create`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /sandbox/item/fire_webhook`	request body enum values added	OK	Added: IDENTITY
`POST /sandbox/item/fire_webhook`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /sandbox/item/fire_webhook`	description updated	OK	Summary or description text changed. No contract impact.
`POST /sandbox/user/fire_webhook`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /accounts/balance/get`	response 200 property added	OK	Response 200 field "accounts[].paired_account_id": Added (optional)
`POST /accounts/balance/get`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /accounts/balance/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /identity/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].paired_account_id": Added (optional)
`POST /identity/get`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /identity/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /identity/documents/uploads/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].paired_account_id": Added (optional)
`POST /identity/documents/uploads/get`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /identity/documents/uploads/get`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /identity/match`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].paired_account_id": Added (optional)
`POST /identity/match`	response 200 enum values added	Potential	Response 200 field "item.error.error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /identity/match`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /identity/match/list`	response 200 nullable changed	Breaking	Response 200 field "identity_match_attempts[].item_id": false → true
`POST /identity/match/list`	response 200 nullable changed	Breaking	Response 200 field "identity_match_attempts[].scores[].account_id": false → true
`POST /identity/match/list`	response default enum values added	Potential	Response default field "error_type": Added: CRA_REPORT_ERROR, CRA_PARTNER_INSIGHTS_ERROR
`POST /identity/match/list`	description updated	OK	Summary or description text changed. No contract impact.

Showing the first 200 changes of this update.

version 2020-09-14_1.740.1 → 2020-09-14_1.762.0

Change	Type	Severity	Why it matters
`POST /cra/report/create`	endpoint added	OK	New endpoint POST /cra/report/create added. Existing consumers are unaffected.
`POST /protect/cash_advance/feedback/upload`	endpoint added	OK	New endpoint POST /protect/cash_advance/feedback/upload added. Existing consumers are unaffected.
`POST /link_delivery/create`	endpoint removed	Potential	Endpoint POST /link_delivery/create was removed after being deprecated. Consumers still calling it will start failing.
`POST /link_delivery/get`	endpoint removed	Potential	Endpoint POST /link_delivery/get was removed after being deprecated. Consumers still calling it will start failing.
`POST /asset_report/get`	response 200 enum values removed	Potential	Response 200 field "report.items[].accounts[].subtype": Removed: charge card, installment
`POST /asset_report/get`	response 200 enum values removed	Potential	Response 200 field "report.items[].accounts[].investments.transactions[].subtype": Removed: fund fee, loan payment, rebalance
`POST /asset_report/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].owners[].addresses[].data.street": false → true
`POST /asset_report/audit_copy/get`	response 200 enum values removed	Potential	Response 200 field "report.items[].accounts[].subtype": Removed: charge card, installment
`POST /asset_report/audit_copy/get`	response 200 enum values removed	Potential	Response 200 field "report.items[].accounts[].investments.transactions[].subtype": Removed: fund fee, loan payment, rebalance
`POST /asset_report/audit_copy/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].owners[].addresses[].data.street": false → true
`POST /cra/monitoring_insights/get`	response 200 enum values removed	Potential	Response 200 field "items[].accounts[].subtype": Removed: charge card, installment
`POST /cra/monitoring_insights/get`	response 200 nullable changed	Breaking	Response 200 field "items[].accounts[].owners[].addresses[].data.street": false → true
`POST /cra/partner_insights/get`	response 200 nullable changed	Breaking	Response 200 field "report[].items[].accounts[].owners[].addresses[].data.street": false → true
`POST /cra/check_report/income_insights/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].owners[].addresses[].data.street": false → true
`POST /cra/check_report/base_report/get`	response 200 enum values removed	Potential	Response 200 field "report.items[].accounts[].subtype": Removed: charge card, installment
`POST /cra/check_report/base_report/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].owners[].addresses[].data.street": false → true
`POST /cra/check_report/pdf/get`	request body enum values added	OK	Added: cra_lend_score
`POST /cra/check_report/pdf/get`	description updated	OK	Summary or description text changed. No contract impact.
`POST /cra/check_report/partner_insights/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].owners[].addresses[].data.street": false → true
`POST /cra/check_report/verification/get`	response 200 enum values removed	Potential	Response 200 field "report.voa.items[].accounts[].subtype": Removed: charge card, installment
`POST /cra/check_report/verification/get`	response 200 nullable changed	Breaking	Response 200 field "report.voa.items[].accounts[].owners[].addresses[].data.street": false → true
`POST /cra/check_report/verification/get`	response 200 enum values removed	Potential	Response 200 field "report.voa.items[].accounts[].investments.investment_transactions[].subtype": Removed: fund fee, loan payment, rebalance
`POST /cra/check_report/verification/get`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /cra/check_report/verification/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /cra/check_report/verification/pdf/get`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /cra/check_report/verification/pdf/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /cra/report/get`	request body oneOf count changed	OK	oneOf: 3 → 7 schema(s)
`POST /cra/report/get`	request body discriminator changed	Potential	Discriminator mapping changed
`POST /cra/report/get`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /cra/report/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /consent/events/get`	response 200 enum values removed	Potential	Response 200 field "consent_events[].consented_accounts[].subtype": Removed: charge card, installment
`POST /item/get`	response 200 property added	OK	Response 200 field "item.allOf[0].paired_item_id": Added (optional)
`POST /item/get`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /item/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /user_account/session/get`	response 200 new required property	OK	Response 200 field "(root)": New required property: link_session_id
`POST /user_account/session/get`	response 200 property added	OK	Response 200 field "idv_session_status": Added (optional)
`POST /user_account/session/get`	response 200 property added	OK	Response 200 field "link_session_id": Added (required)
`POST /auth/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].subtype": Removed: charge card, installment
`POST /auth/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /auth/get`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /auth/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /transactions/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].subtype": Removed: charge card, installment
`POST /transactions/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /sandbox/transactions/create`	request body property added	OK	Added (optional)
`POST /sandbox/transactions/create`	description updated	OK	Summary or description text changed. No contract impact.
`POST /cashflow_report/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].allOf[0].subtype": Removed: charge card, installment
`POST /cashflow_report/get`	response 200 nullable changed	Breaking	Response 200 field "accounts[].allOf[1].owners[].addresses[].data.street": false → true
`POST /cashflow_report/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /cashflow_report/transactions/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].allOf[0].subtype": Removed: charge card, installment
`POST /cashflow_report/transactions/get`	response 200 nullable changed	Breaking	Response 200 field "accounts[].allOf[1].owners[].addresses[].data.street": false → true
`POST /cashflow_report/transactions/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /cashflow_report/insights/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /cashflow_report/insights/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].allOf[0].subtype": Removed: charge card, installment
`POST /cashflow_report/insights/get`	response 200 nullable changed	Breaking	Response 200 field "accounts[].allOf[1].owners[].addresses[].data.street": false → true
`POST /transactions/sync`	response 200 enum values removed	Potential	Response 200 field "accounts[].subtype": Removed: charge card, installment
`POST /transactions/sync`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /transactions/sync`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /institutions/get`	response 200 new required property	OK	Response 200 field "institutions[]": New required property: connection_availability
`POST /institutions/get`	response 200 new required property	OK	Response 200 field "institutions[].payment_initiation_metadata": New required property: supports_commercial_payment_consents
`POST /institutions/get`	response 200 property added	OK	Response 200 field "institutions[].payment_initiation_metadata.supports_commercial_payment_consents": Added (required)
`POST /institutions/get`	response 200 property added	OK	Response 200 field "institutions[].connection_availability": Added (required)
`POST /institutions/search`	response 200 new required property	OK	Response 200 field "institutions[]": New required property: connection_availability
`POST /institutions/search`	response 200 new required property	OK	Response 200 field "institutions[].payment_initiation_metadata": New required property: supports_commercial_payment_consents
`POST /institutions/search`	response 200 property added	OK	Response 200 field "institutions[].payment_initiation_metadata.supports_commercial_payment_consents": Added (required)
`POST /institutions/search`	response 200 property added	OK	Response 200 field "institutions[].connection_availability": Added (required)
`POST /institutions/search`	description updated	OK	Summary or description text changed. No contract impact.
`POST /institutions/get_by_id`	response 200 new required property	OK	Response 200 field "institution": New required property: connection_availability
`POST /institutions/get_by_id`	response 200 new required property	OK	Response 200 field "institution.payment_initiation_metadata": New required property: supports_commercial_payment_consents
`POST /institutions/get_by_id`	response 200 property added	OK	Response 200 field "institution.payment_initiation_metadata.supports_commercial_payment_consents": Added (required)
`POST /institutions/get_by_id`	response 200 property added	OK	Response 200 field "institution.connection_availability": Added (required)
`POST /institutions/get_by_id`	description updated	OK	Summary or description text changed. No contract impact.
`POST /accounts/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].subtype": Removed: charge card, installment
`POST /accounts/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /sandbox/item/fire_webhook`	request body property added	OK	Added (optional)
`POST /accounts/balance/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].subtype": Removed: charge card, installment
`POST /accounts/balance/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /accounts/balance/get`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /accounts/balance/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /identity/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].allOf[0].subtype": Removed: charge card, installment
`POST /identity/get`	response 200 nullable changed	Breaking	Response 200 field "accounts[].allOf[1].owners[].addresses[].data.street": false → true
`POST /identity/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /identity/get`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /identity/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /identity/documents/uploads/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].allOf[0].subtype": Removed: charge card, installment
`POST /identity/documents/uploads/get`	response 200 nullable changed	Breaking	Response 200 field "accounts[].allOf[1].owners[].addresses[].data.street": false → true
`POST /identity/documents/uploads/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /identity/match`	request body nullable changed	OK	false → true
`POST /identity/match`	response 200 enum values removed	Potential	Response 200 field "accounts[].allOf[0].subtype": Removed: charge card, installment
`POST /identity/match`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /identity_verification/create`	request body property added	OK	Added (optional)
`POST /beacon/account_risk/v1/evaluate`	response 200 enum values removed	Potential	Response 200 field "accounts[].subtype": Removed: charge card, installment
`POST /beacon/user/account_insights/get`	response 200 enum values removed	Potential	Response 200 field "bank_account_insights.accounts[].subtype": Removed: charge card, installment
`POST /protect/event/get`	response 200 property added	OK	Response 200 field "event_type": Added (optional)
`POST /processor/auth/get`	response 200 enum values removed	Potential	Response 200 field "account.subtype": Removed: charge card, installment
`POST /processor/account/get`	response 200 enum values removed	Potential	Response 200 field "account.subtype": Removed: charge card, installment
`POST /processor/investments/holdings/get`	response 200 enum values removed	Potential	Response 200 field "account.allOf[0].subtype": Removed: charge card, installment
`POST /processor/investments/auth/get`	response 200 enum values removed	Potential	Response 200 field "account.subtype": Removed: charge card, installment
`POST /processor/investments/auth/get`	response 200 enum values removed	Potential	Response 200 field "account_details_401k[].contribution_details.last_contribution_transactions[].subtype": Removed: fund fee, loan payment, rebalance
`POST /processor/investments/transactions/get`	response 200 enum values removed	Potential	Response 200 field "account.allOf[0].subtype": Removed: charge card, installment
`POST /processor/investments/transactions/get`	response 200 enum values removed	Potential	Response 200 field "investment_transactions[].subtype": Removed: fund fee, loan payment, rebalance
`POST /processor/transactions/get`	response 200 enum values removed	Potential	Response 200 field "account.subtype": Removed: charge card, installment
`POST /processor/transactions/sync`	response 200 enum values removed	Potential	Response 200 field "account.allOf[0].subtype": Removed: charge card, installment
`POST /processor/liabilities/get`	response 200 enum values removed	Potential	Response 200 field "account.subtype": Removed: charge card, installment
`POST /processor/liabilities/get`	response 200 property added	OK	Response 200 field "liabilities.credit[].cash_advance_limit": Added (optional)
`POST /processor/identity/get`	response 200 enum values removed	Potential	Response 200 field "account.allOf[0].subtype": Removed: charge card, installment
`POST /processor/identity/get`	response 200 nullable changed	Breaking	Response 200 field "account.allOf[1].owners[].addresses[].data.street": false → true
`POST /processor/identity/match`	request body nullable changed	OK	false → true
`POST /processor/identity/match`	response 200 enum values removed	Potential	Response 200 field "account.allOf[0].subtype": Removed: charge card, installment
`POST /processor/balance/get`	response 200 enum values removed	Potential	Response 200 field "account.subtype": Removed: charge card, installment
`POST /item/webhook/update`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /beta/webhook_events/list`	description updated	OK	Summary or description text changed. No contract impact.
`POST /liabilities/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].subtype": Removed: charge card, installment
`POST /liabilities/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /liabilities/get`	response 200 property added	OK	Response 200 field "liabilities.credit[].cash_advance_limit": Added (optional)
`POST /item/public_token/exchange`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /item/public_token/exchange`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /user/create`	request body nullable changed	OK	false → true
`POST /user/update`	request body nullable changed	OK	false → true
`POST /user/items/get`	response 200 property added	OK	Response 200 field "items[].paired_item_id": Added (optional)
`POST /investments/holdings/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].allOf[0].subtype": Removed: charge card, installment
`POST /investments/holdings/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /investments/transactions/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /investments/transactions/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].allOf[0].subtype": Removed: charge card, installment
`POST /investments/transactions/get`	response 200 enum values removed	Potential	Response 200 field "investment_transactions[].subtype": Removed: fund fee, loan payment, rebalance
`POST /investments/auth/get`	response 200 enum values removed	Potential	Response 200 field "accounts[].allOf[0].subtype": Removed: charge card, installment
`POST /investments/auth/get`	response 200 enum values removed	Potential	Response 200 field "account_details_401k[].contribution_details.last_contribution_transactions[].subtype": Removed: fund fee, loan payment, rebalance
`POST /investments/auth/get`	response 200 property added	OK	Response 200 field "item.paired_item_id": Added (optional)
`POST /processor/token/create`	request body enum values added	OK	Added: adyen_ca, bitgo
`POST /link/token/create`	request body enum values removed	Breaking	Removed: charge card
`POST /link/token/create`	request body enum values removed	Breaking	Removed: installment
`POST /link/token/create`	request body property added	OK	Added (optional)
`POST /link/token/create`	security security requirement added	Potential	Endpoint: security requirement added (clientId, secret, plaidVersion)
`POST /link/token/create`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /link/token/get`	response 200 enum values removed	Potential	Response 200 field "metadata.account_filters.credit.account_subtypes[]": Removed: charge card
`POST /link/token/get`	response 200 enum values removed	Potential	Response 200 field "metadata.account_filters.loan.account_subtypes[]": Removed: installment
`POST /transfer/authorization/create`	request body property added	OK	Added (optional)
`POST /transfer/event/list`	request body enum values added	OK	Added: adjustment
`POST /transfer/event/list`	response 200 enum values added	Potential	Response 200 field "transfer_events[].event_type": Added: adjustment
`POST /transfer/event/sync`	response 200 enum values added	Potential	Response 200 field "transfer_events[].event_type": Added: adjustment
`POST /employers/search`	response 200 nullable changed	Breaking	Response 200 field "employers[].address.allOf[0].street": false → true
`POST /beta/credit/v1/bank_employment/get`	response 200 nullable changed	Breaking	Response 200 field "bank_employment_reports[].items[].bank_employment_accounts[].owners[].addresses[].data.street": false → true
`POST /credit/bank_income/get`	response 200 nullable changed	Breaking	Response 200 field "bank_income[].items[].bank_income_accounts[].owners[].addresses[].data.street": false → true
`POST /credit/relay/get`	response 200 enum values removed	Potential	Response 200 field "report.items[].accounts[].subtype": Removed: charge card, installment
`POST /credit/relay/get`	response 200 enum values removed	Potential	Response 200 field "report.items[].accounts[].investments.transactions[].subtype": Removed: fund fee, loan payment, rebalance
`POST /credit/relay/get`	response 200 nullable changed	Breaking	Response 200 field "report.items[].accounts[].owners[].addresses[].data.street": false → true
`securitySchemes/oauth2`	security scheme oauth scope added	OK	OAuth scope "item:read" added in clientCredentials
`securitySchemes/oauth2`	security scheme oauth scope added	OK	OAuth scope "link:write" added in clientCredentials
`securitySchemes/oauth2`	security scheme oauth scope added	OK	OAuth scope "item:write" added in clientCredentials
`securitySchemes/oauth2`	security scheme oauth scope added	OK	OAuth scope "auth:read" added in clientCredentials
`securitySchemes/oauth2`	security scheme oauth scope added	OK	OAuth scope "accounts:read" added in clientCredentials
`securitySchemes/oauth2`	security scheme oauth scope added	OK	OAuth scope "identity:read" added in clientCredentials
`securitySchemes/oauth2`	security scheme oauth scope added	OK	OAuth scope "transactions:read" added in clientCredentials
`components/schemas/AuthGetResponse.accounts[].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/AuthGetResponse.item.paired_item_id`	property added	OK	Added
`components/schemas/UserAccountSessionGetResponse.idv_session_status`	property added	OK	Added
`components/schemas/UserAccountSessionGetResponse.link_session_id`	property added	Breaking	Added (required)
`components/schemas/TransactionsGetResponse.accounts[].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/TransactionsGetResponse.item.paired_item_id`	property added	OK	Added
`components/schemas/SandboxTransactionsCreateRequest.transactions[].account_id`	property added	OK	Added
`components/schemas/CashflowReportGetResponse.accounts[].allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/CashflowReportGetResponse.accounts[].allOf[1].owners[].addresses[].data.street`	nullable changed	Potential	false → true
`components/schemas/CashflowReportGetResponse.item.paired_item_id`	property added	OK	Added
`components/schemas/CashflowReportTransactionsGetResponse.accounts[].allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/CashflowReportTransactionsGetResponse.accounts[].allOf[1].owners[].addresses[].data.street`	nullable changed	Potential	false → true
`components/schemas/CashflowReportTransactionsGetResponse.item.paired_item_id`	property added	OK	Added
`components/schemas/CashflowReportInsightsGetResponse.item.paired_item_id`	property added	OK	Added
`components/schemas/CashflowReportInsightsGetResponse.accounts[].allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/CashflowReportInsightsGetResponse.accounts[].allOf[1].owners[].addresses[].data.street`	nullable changed	Potential	false → true
`components/schemas/BusinessAccount.(root).allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/BusinessAccount.(root).allOf[1].owners[].addresses[].data.street`	nullable changed	Potential	false → true
`components/schemas/TransactionsSyncResponse.accounts[].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/InstitutionsGetResponse.institutions[].payment_initiation_metadata.supports_commercial_payment_consents`	property added	Breaking	Added (required)
`components/schemas/InstitutionsGetResponse.institutions[].connection_availability`	property added	Breaking	Added (required)
`components/schemas/InstitutionsSearchResponse.institutions[].payment_initiation_metadata.supports_commercial_payment_consents`	property added	Breaking	Added (required)
`components/schemas/InstitutionsSearchResponse.institutions[].connection_availability`	property added	Breaking	Added (required)
`components/schemas/InstitutionsGetByIdResponse.institution.payment_initiation_metadata.supports_commercial_payment_consents`	property added	Breaking	Added (required)
`components/schemas/InstitutionsGetByIdResponse.institution.connection_availability`	property added	Breaking	Added (required)
`components/schemas/AccountsGetResponse.accounts[].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/AccountsGetResponse.item.paired_item_id`	property added	OK	Added
`components/schemas/SandboxItemFireWebhookRequest.options`	property added	OK	Added
`components/schemas/IdentityGetResponse.accounts[].allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/IdentityGetResponse.accounts[].allOf[1].owners[].addresses[].data.street`	nullable changed	Potential	false → true
`components/schemas/IdentityGetResponse.item.paired_item_id`	property added	OK	Added
`components/schemas/IdentityMatchRequest.user.address.allOf[0].street`	nullable changed	Potential	false → true
`components/schemas/IdentityMatchUser.address.allOf[0].street`	nullable changed	Potential	false → true
`components/schemas/IdentityMatchResponse.accounts[].allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/IdentityMatchResponse.item.paired_item_id`	property added	OK	Added
`components/schemas/ProcessorAuthGetResponse.account.subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/ProcessorAccountGetResponse.account.subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/ProcessorInvestmentsHoldingsGetResponse.account.allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/ProcessorInvestmentsAuthGetResponse.account.subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/ProcessorInvestmentsAuthGetResponse.account_details_401k[].contribution_details.last_contribution_transactions[].subtype`	enum values removed	Potential	Removed: fund fee, loan payment, rebalance
`components/schemas/ProcessorTransactionsGetResponse.account.subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/ProcessorTransactionsSyncResponse.account.allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/ProcessorLiabilitiesGetResponse.account.subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/ProcessorLiabilitiesGetResponse.liabilities.credit[].cash_advance_limit`	property added	OK	Added
`components/schemas/ProcessorIdentityGetResponse.account.allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment
`components/schemas/ProcessorIdentityGetResponse.account.allOf[1].owners[].addresses[].data.street`	nullable changed	Potential	false → true
`components/schemas/ProcessorIdentityMatchRequest.user.address.allOf[0].street`	nullable changed	Potential	false → true
`components/schemas/ProcessorIdentityMatchResponse.account.allOf[0].subtype`	enum values removed	Potential	Removed: charge card, installment

Showing the first 200 changes of this update.

version 2020-09-14_1.729.1 → 2020-09-14_1.740.1

Change	Type	Severity	Why it matters
`POST /cra/monitoring_insights/subscribe`	endpoint deprecated	Potential	Endpoint POST /cra/monitoring_insights/subscribe is now marked deprecated. Plan a migration before it is removed.
`POST /cra/monitoring_insights/subscribe`	description updated	OK	Summary or description text changed. No contract impact.
`POST /cra/monitoring_insights/unsubscribe`	endpoint deprecated	Potential	Endpoint POST /cra/monitoring_insights/unsubscribe is now marked deprecated. Plan a migration before it is removed.
`POST /cra/monitoring_insights/unsubscribe`	description updated	OK	Summary or description text changed. No contract impact.
`POST /cra/monitoring_insights/get`	endpoint deprecated	Potential	Endpoint POST /cra/monitoring_insights/get is now marked deprecated. Plan a migration before it is removed.
`POST /cra/monitoring_insights/get`	description updated	OK	Summary or description text changed. No contract impact.
`POST /cra/report/get`	response 200 property added	OK	Response 200 field "client_user_id": Added (optional)
`POST /transactions/get`	response 200 property added	OK	Response 200 field "transactions[].allOf[1].running_balance": Added (optional)
`POST /transactions/sync`	response 200 property added	OK	Response 200 field "added[].allOf[1].running_balance": Added (optional)
`POST /sandbox/public_token/create`	request body deprecated changed	Potential	false → true
`POST /sandbox/public_token/create`	request body deprecated changed	Potential	false → true
`POST /protect/report/create`	description updated	OK	Summary or description text changed. No contract impact.
`POST /protect/cash_advance/decision/create`	request body required removed	OK	No longer required: is_taken
`POST /protect/cash_advance/decision/create`	request body property removed	Potential	Removed (was required)
`POST /protect/cash_advance/decision/create`	request body property added	OK	Added (optional)
`POST /protect/cash_advance/decision/create`	request body property added	OK	Added (optional)
`POST /protect/cash_advance/decision/create`	request body property added	OK	Added (optional)
`POST /protect/cash_advance/repayment/create`	request body enum values removed	Breaking	Removed: DELIVERED
`POST /protect/cash_advance/repayment/create`	request body enum values added	OK	Added: PARTIAL_PAYMENT
`POST /protect/cash_advance/repayment/create`	request body required removed	OK	No longer required: amount_paid
`POST /protect/cash_advance/repayment/create`	request body nullable changed	OK	false → true
`POST /protect/compute`	request body property removed	Potential	Removed (was optional)
`POST /protect/compute`	request body property added	OK	Added (optional)
`POST /protect/compute`	description updated	OK	Summary or description text changed. No contract impact.
`POST /protect/event/send`	request body property removed	Potential	Removed (was optional)
`POST /protect/event/send`	request body property added	OK	Added (optional)
`POST /protect/event/send`	request body property removed	Potential	Removed (was optional)
`POST /protect/event/send`	request body property added	OK	Added (optional)
`POST /processor/transactions/get`	response 200 property added	OK	Response 200 field "transactions[].allOf[1].running_balance": Added (optional)
`POST /processor/transactions/sync`	response 200 property added	OK	Response 200 field "added[].allOf[1].running_balance": Added (optional)
`POST /beta/webhook_events/list`	description updated	OK	Summary or description text changed. No contract impact.
`POST /liabilities/get`	description updated	OK	Summary or description text changed. No contract impact.
`POST /user/products/terminate`	description updated	OK	Summary or description text changed. No contract impact.
`POST /user/items/remove`	description updated	OK	Summary or description text changed. No contract impact.
`POST /processor/token/create`	request body enum values removed	Breaking	Removed: paynote
`POST /processor/token/create`	request body enum values added	OK	Added: seamlessach, kikoff_enterprise
`POST /transfer/refund/create`	description updated	OK	Summary or description text changed. No contract impact.
`POST /sandbox/cra/cashflow_updates/update`	description updated	OK	Summary or description text changed. No contract impact.
`POST /sandbox/cra/servicing/simulate`	request body enum values added	OK	Added: PRODUCT_GENERATION_ERROR
`POST /sandbox/cra/servicing/simulate`	request body property added	OK	Added (optional)
`POST /wallet/transaction/execute`	request body property added	OK	Added (optional)
`POST /wallet/transaction/execute`	request body property added	OK	Added (optional)
`POST /wallet/transaction/get`	response 200 property added	OK	Response 200 field "(root).allOf[0].counterparty.holder_category": Added (optional)
`POST /wallet/transaction/get`	response 200 property added	OK	Response 200 field "(root).allOf[0].counterparty.is_verified": Added (optional)
`POST /wallet/transaction/list`	response 200 property added	OK	Response 200 field "transactions[].counterparty.holder_category": Added (optional)
`POST /wallet/transaction/list`	response 200 property added	OK	Response 200 field "transactions[].counterparty.is_verified": Added (optional)
`components/schemas/TransactionsGetResponse.transactions[].allOf[1].running_balance`	property added	OK	Added
`components/schemas/TransactionsSyncResponse.added[].allOf[1].running_balance`	property added	OK	Added
`components/schemas/SandboxPublicTokenCreateRequest.options.transactions.start_date`	deprecated changed	Potential	false → true
`components/schemas/SandboxPublicTokenCreateRequest.options.transactions.end_date`	deprecated changed	Potential	false → true
`components/schemas/SandboxPublicTokenCreateRequestOptions.transactions.start_date`	deprecated changed	Potential	false → true
`components/schemas/SandboxPublicTokenCreateRequestOptions.transactions.end_date`	deprecated changed	Potential	false → true
`components/schemas/SandboxPublicTokenCreateRequestOptionsTransactions.start_date`	deprecated changed	Potential	false → true
`components/schemas/SandboxPublicTokenCreateRequestOptionsTransactions.end_date`	deprecated changed	Potential	false → true
`components/schemas/ProcessorTransactionsGetResponse.transactions[].allOf[1].running_balance`	property added	OK	Added
`components/schemas/ProcessorTransactionsSyncResponse.added[].allOf[1].running_balance`	property added	OK	Added
`components/schemas/ProcessorTokenCreateRequest.processor`	enum values removed	Potential	Removed: paynote
`components/schemas/ProcessorTokenCreateRequest.processor`	enum values added	OK	Added: seamlessach, kikoff_enterprise
`components/schemas/Transaction.(root).allOf[1].running_balance`	property added	OK	Added
`components/schemas/SandboxCraServicingSimulateRequest.options.error_webhook_code`	enum values added	OK	Added: PRODUCT_GENERATION_ERROR
`components/schemas/SandboxCraServicingSimulateRequest.user_id`	property added	OK	Added
`components/schemas/SandboxCraServicingSimulateRequestOptions.error_webhook_code`	enum values added	OK	Added: PRODUCT_GENERATION_ERROR
`components/schemas/SandboxCraServicingSimulateErrorWebhookCode`	enum values added	OK	Added: PRODUCT_GENERATION_ERROR
`components/schemas/WalletTransactionExecuteRequest.counterparty.holder_category`	property added	OK	Added
`components/schemas/WalletTransactionExecuteRequest.counterparty.is_verified`	property added	OK	Added
`components/schemas/WalletTransactionCounterparty.holder_category`	property added	OK	Added
`components/schemas/WalletTransactionCounterparty.is_verified`	property added	OK	Added
`components/schemas/WalletTransactionGetResponse.(root).allOf[0].counterparty.holder_category`	property added	OK	Added
`components/schemas/WalletTransactionGetResponse.(root).allOf[0].counterparty.is_verified`	property added	OK	Added
`components/schemas/WalletTransactionListResponse.transactions[].counterparty.holder_category`	property added	OK	Added
`components/schemas/WalletTransactionListResponse.transactions[].counterparty.is_verified`	property added	OK	Added
`components/schemas/WalletTransaction.counterparty.holder_category`	property added	OK	Added
`components/schemas/WalletTransaction.counterparty.is_verified`	property added	OK	Added
`components/schemas/CraReportGetResponse.client_user_id`	property added	OK	Added
`components/schemas/ProtectComputeRequest.model_inputs.sdk`	property removed	Breaking	Removed
`components/schemas/ProtectComputeRequest.model_inputs.device`	property added	OK	Added
`components/schemas/ProtectModelInputs.sdk`	property removed	Breaking	Removed
`components/schemas/ProtectModelInputs.device`	property added	OK	Added
`components/schemas/ProtectSDKModelInputs`	schema removed	Breaking	Shared schema "ProtectSDKModelInputs" was removed. Endpoints referencing it changed shape.
`components/schemas/ProtectClientSessionStartData`	deprecated changed	Potential	false → true
`components/schemas/ProtectCashAdvanceDecisionCreateRequest.cash_advance`	required removed	Potential	No longer required: is_taken
`components/schemas/ProtectCashAdvanceDecisionCreateRequest.cash_advance.is_taken`	property removed	Breaking	Removed
`components/schemas/ProtectCashAdvanceDecisionCreateRequest.advance_type`	property added	OK	Added
`components/schemas/ProtectCashAdvanceDecisionCreateRequest.previous_advance_count`	property added	OK	Added
`components/schemas/ProtectCashAdvanceDecisionCreateRequest.is_taken`	property added	OK	Added
`components/schemas/CashAdvanceDetails`	schema removed	Breaking	Shared schema "CashAdvanceDetails" was removed. Endpoints referencing it changed shape.
`components/schemas/ProtectCashAdvanceRepaymentCreateRequest.status`	enum values removed	Potential	Removed: DELIVERED
`components/schemas/ProtectCashAdvanceRepaymentCreateRequest.status`	enum values added	OK	Added: PARTIAL_PAYMENT
`components/schemas/ProtectCashAdvanceRepaymentCreateRequest.repayment`	required removed	Potential	No longer required: amount_paid
`components/schemas/ProtectCashAdvanceRepaymentCreateRequest.repayment.amount_paid`	nullable changed	Potential	false → true
`components/schemas/CashAdvanceRepayment`	required removed	Potential	No longer required: amount_paid
`components/schemas/CashAdvanceRepayment.amount_paid`	nullable changed	Potential	false → true
`components/schemas/ProtectEventSendRequest.event.protect_session_id`	property removed	Breaking	Removed
`components/schemas/ProtectEventSendRequest.event.device_session_id`	property added	OK	Added
`components/schemas/ProtectEventSendRequest.protect_session_id`	property removed	Breaking	Removed
`components/schemas/ProtectEventSendRequest.device_session_id`	property added	OK	Added
`components/schemas/ProtectEvent.protect_session_id`	property removed	Breaking	Removed
`components/schemas/ProtectEvent.device_session_id`	property added	OK	Added
`components/schemas/CashAdvanceRepaymentStatus`	enum values removed	Potential	Removed: DELIVERED
`components/schemas/CashAdvanceRepaymentStatus`	enum values added	OK	Added: PARTIAL_PAYMENT
`components/schemas/WalletTransactionCounterpartyHolderCategory`	schema added	OK	Shared schema "WalletTransactionCounterpartyHolderCategory" was added.
`components/schemas/CraReportUpdatedWebhook`	schema added	OK	Shared schema "CraReportUpdatedWebhook" was added.
`components/schemas/CreditProduct`	schema added	OK	Shared schema "CreditProduct" was added.
`components/schemas/ProtectDeviceModelInputs`	schema added	OK	Shared schema "ProtectDeviceModelInputs" was added.
`components/schemas/CashAdvanceInfo`	schema added	OK	Shared schema "CashAdvanceInfo" was added.
`components/schemas/CashAdvanceType`	schema added	OK	Shared schema "CashAdvanceType" was added.
`info.version`	metadata changed	OK	info.version: 2020-09-14_1.729.1 → 2020-09-14_1.740.1

version 2020-09-14_1.708.0 → 2020-09-14_1.729.1

Change	Type	Severity	Why it matters
`POST /cra/servicing/subscription/create`	endpoint added	OK	New endpoint POST /cra/servicing/subscription/create added. Existing consumers are unaffected.
`POST /cra/servicing/subscription/delete`	endpoint added	OK	New endpoint POST /cra/servicing/subscription/delete added. Existing consumers are unaffected.
`POST /cra/servicing/subscription/get`	endpoint added	OK	New endpoint POST /cra/servicing/subscription/get added. Existing consumers are unaffected.
`POST /cra/servicing/subscription/list`	endpoint added	OK	New endpoint POST /cra/servicing/subscription/list added. Existing consumers are unaffected.
`POST /cra/servicing/subscription/update`	endpoint added	OK	New endpoint POST /cra/servicing/subscription/update added. Existing consumers are unaffected.
`POST /sandbox/user/fire_webhook`	endpoint added	OK	New endpoint POST /sandbox/user/fire_webhook added. Existing consumers are unaffected.
`POST /identity/match/list`	endpoint added	OK	New endpoint POST /identity/match/list added. Existing consumers are unaffected.
`POST /protect/cash_advance/decision/create`	endpoint added	OK	New endpoint POST /protect/cash_advance/decision/create added. Existing consumers are unaffected.
`POST /protect/cash_advance/repayment/create`	endpoint added	OK	New endpoint POST /protect/cash_advance/repayment/create added. Existing consumers are unaffected.
`POST /beta/webhook_events/list`	endpoint added	OK	New endpoint POST /beta/webhook_events/list added. Existing consumers are unaffected.
`POST /sandbox/cra/servicing/simulate`	endpoint added	OK	New endpoint POST /sandbox/cra/servicing/simulate added. Existing consumers are unaffected.
`POST /beta/issues/v1/get`	endpoint added	OK	New endpoint POST /beta/issues/v1/get added. Existing consumers are unaffected.
`POST /beta/issues/v1/list`	endpoint added	OK	New endpoint POST /beta/issues/v1/list added. Existing consumers are unaffected.
`POST /beta/issues/v1/match`	endpoint added	OK	New endpoint POST /beta/issues/v1/match added. Existing consumers are unaffected.
`POST /beta/issues/v1/subscribe`	endpoint added	OK	New endpoint POST /beta/issues/v1/subscribe added. Existing consumers are unaffected.
`POST /beta/issues/v1/unsubscribe`	endpoint added	OK	New endpoint POST /beta/issues/v1/unsubscribe added. Existing consumers are unaffected.
`POST /asset_report/get`	response 200 enum values added	Potential	Response 200 field "report.items[].accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /asset_report/get`	response 200 property added	OK	Response 200 field "report.items[].accounts[].investments.holdings[].tax_lots": Added (optional)
`POST /asset_report/refresh`	description updated	OK	Summary or description text changed. No contract impact.
`POST /asset_report/audit_copy/get`	response 200 enum values added	Potential	Response 200 field "report.items[].accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /asset_report/audit_copy/get`	response 200 property added	OK	Response 200 field "report.items[].accounts[].investments.holdings[].tax_lots": Added (optional)
`POST /cra/monitoring_insights/get`	response 200 enum values added	Potential	Response 200 field "items[].accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /cra/check_report/income_insights/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /cra/check_report/income_insights/get`	security security requirement removed	OK	Endpoint: security requirement removed (oauth2)
`POST /cra/check_report/income_insights/get`	security security scope added	Potential	Endpoint: scope added to "oauth2": cra:read
`POST /cra/check_report/income_insights/get`	security security scope removed	OK	Endpoint: scope removed from "oauth2": cra:report:read
`POST /cra/check_report/base_report/get`	response 200 enum values added	Potential	Response 200 field "report.items[].accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /cra/check_report/base_report/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /cra/check_report/base_report/get`	security security requirement removed	OK	Endpoint: security requirement removed (oauth2)
`POST /cra/check_report/base_report/get`	security security scope added	Potential	Endpoint: scope added to "oauth2": cra:read
`POST /cra/check_report/base_report/get`	security security scope removed	OK	Endpoint: scope removed from "oauth2": cra:report:read
`POST /cra/check_report/create`	request body enum values added	OK	Added: cra_home_lending
`POST /cra/check_report/create`	description updated	OK	Summary or description text changed. No contract impact.
`POST /cra/check_report/cashflow_insights/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /cra/check_report/cashflow_insights/get`	security security requirement removed	OK	Endpoint: security requirement removed (oauth2)
`POST /cra/check_report/cashflow_insights/get`	security security scope added	Potential	Endpoint: scope added to "oauth2": cra:read
`POST /cra/check_report/cashflow_insights/get`	security security scope removed	OK	Endpoint: scope removed from "oauth2": cra:report:read
`POST /cra/check_report/lend_score/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /cra/check_report/lend_score/get`	security security requirement removed	OK	Endpoint: security requirement removed (oauth2)
`POST /cra/check_report/lend_score/get`	security security scope added	Potential	Endpoint: scope added to "oauth2": cra:read
`POST /cra/check_report/lend_score/get`	security security scope removed	OK	Endpoint: scope removed from "oauth2": cra:report:read
`POST /cra/check_report/network_insights/get`	security security requirement added	Potential	Endpoint: security requirement added (oauth2)
`POST /cra/check_report/network_insights/get`	security security requirement removed	OK	Endpoint: security requirement removed (oauth2)
`POST /cra/check_report/network_insights/get`	security security scope added	Potential	Endpoint: scope added to "oauth2": cra:read
`POST /cra/check_report/network_insights/get`	security security scope removed	OK	Endpoint: scope removed from "oauth2": cra:report:read
`POST /cra/check_report/verification/get`	response 200 enum values added	Potential	Response 200 field "report.voa.items[].accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /cra/check_report/verification/get`	response 200 property added	OK	Response 200 field "report.voa.items[].accounts[].investments.holdings[].tax_lots": Added (optional)
`POST /cra/report/get`	request body type changed	Breaking	object → (none)
`POST /cra/report/get`	request body required removed	OK	No longer required: product, version
`POST /cra/report/get`	request body property removed	Potential	Removed (was required)
`POST /cra/report/get`	request body property removed	Potential	Removed (was required)
`POST /cra/report/get`	request body oneOf added	OK	oneOf added with 3 schema(s)
`POST /cra/report/get`	request body discriminator changed	Potential	Discriminator mapping changed
`POST /cra/report/get`	request body property added	OK	Added (optional)
`POST /cra/report/get`	response 200 type changed	Breaking	Response 200 field "report.products[]": object → (none)
`POST /cra/report/get`	response 200 required removed	Potential	Response 200 field "report.products[]": No longer required: product, version, metadata, attributes, errors
`POST /cra/report/get`	response 200 property removed	Breaking	Response 200 field "report.products[].product": Removed (was required)
`POST /cra/report/get`	response 200 property removed	Breaking	Response 200 field "report.products[].version": Removed (was required)
`POST /cra/report/get`	response 200 property removed	Breaking	Response 200 field "report.products[].metadata": Removed (was required)
`POST /cra/report/get`	response 200 property removed	Breaking	Response 200 field "report.products[].attributes": Removed (was required)
`POST /cra/report/get`	response 200 property removed	Breaking	Response 200 field "report.products[].errors": Removed (was required)
`POST /cra/report/get`	response 200 oneOf added	Potential	Response 200 field "report.products[]": oneOf added with 3 schema(s)
`POST /cra/report/get`	response 200 discriminator changed	Potential	Response 200 field "report.products[]": Discriminator mapping changed
`POST /consent/events/get`	response 200 enum values added	Potential	Response 200 field "consent_events[].consented_accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /item/activity/list`	response 200 new required property	OK	Response 200 field "last_data_access_times[]": New required property: contact_info, credit_loan_info
`POST /item/activity/list`	response 200 required removed	Potential	Response 200 field "last_data_access_times[]": No longer required: contact_details, credit_and_loans, payroll_info, transaction_risk_info
`POST /item/activity/list`	response 200 property removed	Breaking	Response 200 field "last_data_access_times[].contact_details": Removed (was required)
`POST /item/activity/list`	response 200 property removed	Breaking	Response 200 field "last_data_access_times[].credit_and_loans": Removed (was required)
`POST /item/activity/list`	response 200 property removed	Breaking	Response 200 field "last_data_access_times[].payroll_info": Removed (was required)
`POST /item/activity/list`	response 200 property removed	Breaking	Response 200 field "last_data_access_times[].transaction_risk_info": Removed (was required)
`POST /item/activity/list`	response 200 property added	OK	Response 200 field "last_data_access_times[].contact_info": Added (required)
`POST /item/activity/list`	response 200 property added	OK	Response 200 field "last_data_access_times[].credit_loan_info": Added (required)
`POST /item/application/list`	response 200 property added	OK	Response 200 field "disconnected_applications": Added (optional)
`POST /item/get`	response 200 enum values added	Potential	Response 200 field "item.allOf[0].available_products[]": Added: cra_home_lending
`POST /auth/get`	response 200 enum values added	Potential	Response 200 field "accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /auth/get`	response 200 property added	OK	Response 200 field "accounts[].apy": Added (optional)
`POST /auth/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /transactions/get`	response 200 enum values added	Potential	Response 200 field "accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /transactions/get`	response 200 property added	OK	Response 200 field "accounts[].apy": Added (optional)
`POST /transactions/get`	response 200 property added	OK	Response 200 field "transactions[].allOf[1].merchant_category_code": Added (optional)
`POST /transactions/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /cashflow_report/get`	response 200 enum values added	Potential	Response 200 field "accounts[].allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /cashflow_report/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].apy": Added (optional)
`POST /cashflow_report/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /cashflow_report/transactions/get`	response 200 enum values added	Potential	Response 200 field "accounts[].allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /cashflow_report/transactions/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].apy": Added (optional)
`POST /cashflow_report/transactions/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /cashflow_report/insights/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /cashflow_report/insights/get`	response 200 enum values added	Potential	Response 200 field "accounts[].allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /cashflow_report/insights/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].apy": Added (optional)
`POST /transactions/sync`	response 200 enum values added	Potential	Response 200 field "accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /transactions/sync`	response 200 property added	OK	Response 200 field "accounts[].apy": Added (optional)
`POST /transactions/sync`	response 200 property added	OK	Response 200 field "added[].allOf[1].merchant_category_code": Added (optional)
`POST /institutions/get`	request body enum values added	OK	Added: cra_home_lending
`POST /institutions/get`	response 200 enum values added	Potential	Response 200 field "institutions[].products[]": Added: cra_home_lending
`POST /institutions/search`	request body enum values added	OK	Added: cra_home_lending
`POST /institutions/search`	response 200 enum values added	Potential	Response 200 field "institutions[].products[]": Added: cra_home_lending
`POST /institutions/get_by_id`	response 200 enum values added	Potential	Response 200 field "institution.products[]": Added: cra_home_lending
`POST /accounts/get`	response 200 enum values added	Potential	Response 200 field "accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /accounts/get`	response 200 property added	OK	Response 200 field "accounts[].apy": Added (optional)
`POST /accounts/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /sandbox/public_token/create`	request body enum values added	OK	Added: cra_home_lending
`POST /sandbox/item/fire_webhook`	description updated	OK	Summary or description text changed. No contract impact.
`POST /accounts/balance/get`	response 200 enum values added	Potential	Response 200 field "accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /accounts/balance/get`	response 200 property added	OK	Response 200 field "accounts[].apy": Added (optional)
`POST /accounts/balance/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /identity/get`	response 200 enum values added	Potential	Response 200 field "accounts[].allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /identity/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].apy": Added (optional)
`POST /identity/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /identity/documents/uploads/get`	response 200 enum values added	Potential	Response 200 field "accounts[].allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /identity/documents/uploads/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].apy": Added (optional)
`POST /identity/documents/uploads/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /identity/match`	response 200 enum values added	Potential	Response 200 field "accounts[].allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /identity/match`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].apy": Added (optional)
`POST /identity/match`	response 200 required added	OK	Response 200 field "accounts[].allOf[1]": Became required: legal_name, phone_number, email_address, address
`POST /identity/match`	response 200 nullable changed	OK	Response 200 field "accounts[].allOf[1].legal_name": true → false
`POST /identity/match`	response 200 required added	OK	Response 200 field "accounts[].allOf[1].legal_name": Became required: score, is_first_name_or_last_name_match, is_nickname_match, is_business_name_detected
`POST /identity/match`	response 200 nullable changed	OK	Response 200 field "accounts[].allOf[1].phone_number": true → false
`POST /identity/match`	response 200 required added	OK	Response 200 field "accounts[].allOf[1].phone_number": Became required: score
`POST /identity/match`	response 200 nullable changed	OK	Response 200 field "accounts[].allOf[1].email_address": true → false
`POST /identity/match`	response 200 required added	OK	Response 200 field "accounts[].allOf[1].email_address": Became required: score
`POST /identity/match`	response 200 nullable changed	OK	Response 200 field "accounts[].allOf[1].address": true → false
`POST /identity/match`	response 200 required added	OK	Response 200 field "accounts[].allOf[1].address": Became required: score, is_postal_code_match
`POST /identity/match`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /beacon/account_risk/v1/evaluate`	response 200 enum values added	Potential	Response 200 field "accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /beacon/user/account_insights/get`	response 200 enum values added	Potential	Response 200 field "bank_account_insights.accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/auth/get`	response 200 enum values added	Potential	Response 200 field "account.subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/auth/get`	response 200 property added	OK	Response 200 field "account.apy": Added (optional)
`POST /processor/account/get`	response 200 enum values added	Potential	Response 200 field "account.subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/account/get`	response 200 property added	OK	Response 200 field "account.apy": Added (optional)
`POST /processor/investments/holdings/get`	response 200 enum values added	Potential	Response 200 field "account.allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/investments/holdings/get`	response 200 property added	OK	Response 200 field "account.allOf[0].apy": Added (optional)
`POST /processor/investments/auth/get`	response 200 enum values added	Potential	Response 200 field "account.subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/investments/auth/get`	response 200 property added	OK	Response 200 field "account.apy": Added (optional)
`POST /processor/investments/transactions/get`	response 200 enum values added	Potential	Response 200 field "account.allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/investments/transactions/get`	response 200 property added	OK	Response 200 field "account.allOf[0].apy": Added (optional)
`POST /processor/transactions/get`	response 200 enum values added	Potential	Response 200 field "account.subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/transactions/get`	response 200 property added	OK	Response 200 field "account.apy": Added (optional)
`POST /processor/transactions/get`	response 200 property added	OK	Response 200 field "transactions[].allOf[1].merchant_category_code": Added (optional)
`POST /processor/transactions/sync`	response 200 enum values added	Potential	Response 200 field "account.allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/transactions/sync`	response 200 property added	OK	Response 200 field "account.allOf[0].apy": Added (optional)
`POST /processor/transactions/sync`	response 200 property added	OK	Response 200 field "added[].allOf[1].merchant_category_code": Added (optional)
`POST /processor/liabilities/get`	response 200 enum values added	Potential	Response 200 field "account.subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/liabilities/get`	response 200 property added	OK	Response 200 field "account.apy": Added (optional)
`POST /processor/liabilities/get`	response 200 enum values added	Potential	Response 200 field "liabilities.credit[].aprs[].apr_type": Added: penalty_apr
`POST /processor/liabilities/get`	response 200 property added	OK	Response 200 field "liabilities.loan": Added (optional)
`POST /processor/liabilities/get`	response 200 property added	OK	Response 200 field "liabilities.line_of_credit": Added (optional)
`POST /processor/identity/get`	response 200 enum values added	Potential	Response 200 field "account.allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/identity/get`	response 200 property added	OK	Response 200 field "account.allOf[0].apy": Added (optional)
`POST /processor/identity/match`	response 200 enum values added	Potential	Response 200 field "account.allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/identity/match`	response 200 property added	OK	Response 200 field "account.allOf[0].apy": Added (optional)
`POST /processor/identity/match`	response 200 required added	OK	Response 200 field "account.allOf[1]": Became required: legal_name, phone_number, email_address, address
`POST /processor/identity/match`	response 200 nullable changed	OK	Response 200 field "account.allOf[1].legal_name": true → false
`POST /processor/identity/match`	response 200 required added	OK	Response 200 field "account.allOf[1].legal_name": Became required: score, is_first_name_or_last_name_match, is_nickname_match, is_business_name_detected
`POST /processor/identity/match`	response 200 nullable changed	OK	Response 200 field "account.allOf[1].phone_number": true → false
`POST /processor/identity/match`	response 200 required added	OK	Response 200 field "account.allOf[1].phone_number": Became required: score
`POST /processor/identity/match`	response 200 nullable changed	OK	Response 200 field "account.allOf[1].email_address": true → false
`POST /processor/identity/match`	response 200 required added	OK	Response 200 field "account.allOf[1].email_address": Became required: score
`POST /processor/identity/match`	response 200 nullable changed	OK	Response 200 field "account.allOf[1].address": true → false
`POST /processor/identity/match`	response 200 required added	OK	Response 200 field "account.allOf[1].address": Became required: score, is_postal_code_match
`POST /processor/balance/get`	response 200 enum values added	Potential	Response 200 field "account.subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /processor/balance/get`	response 200 property added	OK	Response 200 field "account.apy": Added (optional)
`POST /item/webhook/update`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /liabilities/get`	response 200 enum values added	Potential	Response 200 field "accounts[].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /liabilities/get`	response 200 property added	OK	Response 200 field "accounts[].apy": Added (optional)
`POST /liabilities/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /liabilities/get`	response 200 enum values added	Potential	Response 200 field "liabilities.credit[].aprs[].apr_type": Added: penalty_apr
`POST /liabilities/get`	response 200 property added	OK	Response 200 field "liabilities.loan": Added (optional)
`POST /liabilities/get`	response 200 property added	OK	Response 200 field "liabilities.line_of_credit": Added (optional)
`POST /liabilities/get`	description updated	OK	Summary or description text changed. No contract impact.
`POST /payment_initiation/payment/create`	request body property added	OK	Added (optional)
`POST /payment_initiation/consent/create`	request body property added	OK	Added (optional)
`POST /user/create`	description updated	OK	Summary or description text changed. No contract impact.
`POST /user/items/get`	response 200 enum values added	Potential	Response 200 field "items[].available_products[]": Added: cra_home_lending
`POST /user/items/associate`	description updated	OK	Summary or description text changed. No contract impact.
`POST /credit/sessions/get`	request body required removed	OK	No longer required: user_token
`POST /credit/sessions/get`	request body type changed	Breaking	(none) → string
`POST /credit/sessions/get`	request body allOf removed	Breaking	allOf removed
`POST /investments/holdings/get`	response 200 enum values added	Potential	Response 200 field "accounts[].allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /investments/holdings/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].apy": Added (optional)
`POST /investments/holdings/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /investments/transactions/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /investments/transactions/get`	response 200 enum values added	Potential	Response 200 field "accounts[].allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /investments/transactions/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].apy": Added (optional)
`POST /investments/auth/get`	response 200 enum values added	Potential	Response 200 field "accounts[].allOf[0].subtype": Added: charge card, commercial line of credit, home equity loan, installment, prediction market
`POST /investments/auth/get`	response 200 property added	OK	Response 200 field "accounts[].allOf[0].apy": Added (optional)
`POST /investments/auth/get`	response 200 enum values added	Potential	Response 200 field "item.available_products[]": Added: cra_home_lending
`POST /processor/token/create`	request body enum values added	OK	Added: airwallex, cybrid, bizcap, webull
`POST /processor/token/permissions/set`	request body enum values added	OK	Added: cra_home_lending
`POST /processor/token/permissions/get`	response 200 enum values added	Potential	Response 200 field "products[]": Added: cra_home_lending
`POST /item/import`	request body required removed	OK	No longer required: products
`POST /item/import`	request body enum values added	OK	Added: cra_home_lending
`POST /item/import`	request body required removed	OK	No longer required: auth_token
`POST /item/import`	request body deprecated changed	Potential	false → true
`POST /item/import`	request body deprecated changed	Potential	false → true
`POST /item/import`	request body deprecated changed	Potential	false → true
`POST /item/import`	description updated	OK	Summary or description text changed. No contract impact.
`POST /link/token/create`	request body enum values added	OK	Added: cra_home_lending
`POST /link/token/create`	request body enum values added	OK	Added: charge card
`POST /link/token/create`	request body enum values added	OK	Added: commercial line of credit, home equity loan, installment

Showing the first 200 changes of this update.

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